Lori Gustafson

10824 165th Avenue Nw

Elk River, MN
$ 524,900 Beds 5 Baths 3.5 Sq 3,080
Monthly Estimate* How much can I afford?

**Ask about our 4.99% interest rate buy-down with preferred lender.** Welcome to this stunning 2-story home offering three fully finished levels of comfortable living space! From the charming front porch to the large foyer, you’ll feel right at home the moment you arrive. The open-concept design features clean lines, oversized windows that let in tons of natural light, and a spacious kitchen that’s perfect for cooking and entertaining. The kitchen boasts gorgeous stone countertops, abundant cabinet space, a center island, walk-in pantry, and a bright ceramic tile backsplash. All kitchen appliances are included! Just off the kitchen, a convenient mudroom with built-in bench and a half bath make everyday living easy. At the front of the home, a versatile flex room is perfect for an office, playroom, or reading room. Upstairs, you'll find four generous bedrooms, including a luxurious primary suite with vaulted ceiling and private bath. A thoughtfully located laundry room adds extra convenience. The finished basement offers a big family room — perfect for movie nights, game days, or just hanging out — along with an additional bedroom and bathroom, giving everyone room to spread out. Enjoy the beautifully landscaped yard with in-ground sprinklers and fresh sod.

Single Family

  • Price
  • $ 524,900
  • City
  • Elk River
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • SHERBURNE
  • Half Bathrooms
  • 1
  • Area
  • Oakwater Ridge
  • Lot Size
  • 0.2 Acres
  • Zip
  • 55330
  • Sqr Footage
  • 3,080
  • Year Built
  • 2026
  • Style
  • Single Family
  • MLS#
  • 7133132
Listed By: Capstone Realty, LLC
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 3080
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Appliances Air-To-Air Exchanger,Dishwasher,Disposal,Microwave,Range,Refrigerator,Stainless Steel Appliances
HOA Fee 300
Garage Spaces 3
Association Fee Includes Sanitation
Year Built 2026
Electric 200+ Amp Service
Levels Two
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Annually
County Sherburne
New Construction Yes
Property Type Residential
HOA Yes
Contingency None
Subdivision Name Oakwater Ridge
Full Baths 1
Directions Set GPS for sales model - 10804 165th Ave NW - Going W on HWY 10 past Ramsey,turn left onto 165th Ave NW when you see the Capstone Homes entrance signs. Home is on the left.
City Elk River
Association Name Cities Management
High School District Elk River
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Additional Parcels Y/N No
Availability Date 2026-10-23
Builder Name CAPSTONE HOMES INC
Standard Status Active
Lender Owned No
Amenities Unit Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Porch,In-Ground Sprinkler,Washer/Dryer Hookup,Walk-In Closet
Community Name Oakwater Ridge
PostalCity Elk River

Interior Features

Basement Daylight/Lookout Windows,Finished
Total Fireplaces 1
Fireplace Features Gas,Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 2288
Half Baths 1
3/4 Baths 2
Total Bedrooms 5
Below Grade Finished Area 792
Total Baths 4
Bath Desc 3/4 Basement,3/4 Primary,Double Sink,Main Floor 1/2 Bath,Upper Level Full Bath
Fuel Natural Gas
Garage Dimensions 29x21
Garage Square Feet 655

Exterior Features

Parking Features Attached Garage,Asphalt
Water Source City Water/Connected
Lot Size Area 0.2
Building Area Total 3080
Lot Dimensions 71x130x61x130
Waterfront Y/N No
Foundation Area 792

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/26/2026 Listed $539,900
9/9/2026 2% - $529,900
9/16/2026 1% - $524,900

Property vs Zip Code Average in 55330

Price
AVG $530K
$520K
Year Built
AVG 2011
2026
Visits
AVG 82
72
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

10824 165th Avenue Nw Elk River, MN is a Single Family Home for sale at $524900 with 3080 sqft and a lot size of 0.2 Acres Acre(s). 10824 165th Avenue Nw Elk River has 5 bedrooms, 3 baths and was built in 2026. The property's zip code is 55330 which is in Elk River, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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