Lori Gustafson

10896 165th Avenue Nw

Elk River, MN
$ 699,900 Beds 6 Baths 5 Sq 5,017
Monthly Estimate* How much can I afford?

**Ask about our 4.99% interest rate buy-down with preferred lender.** Welcome to this stunning two-story home with a fully finished basement, beautifully situated on a corner lot! A spacious front porch invites you inside, where you'll find an open-concept layout enhanced by over-sized windows and gorgeous Luxury Vinyl Plank wood flooring throughout the main level. At the front of the home, a versatile flex room is perfect for formal dining, a home office, or a cozy sitting area. The gourmet kitchen is a chef’s dream, featuring a gas cooktop, built-in oven, gleaming quartz countertops, a stylish tile backsplash, a beautiful butler’s pantry, and an expansive walk-in pantry for all your storage needs. A beautiful sunroom off the dining room invites you in for extra seating area or hosting space. The inviting living room offers a warm fireplace and oversized windows that frame serene backyard views. Just off the garage entry, the large mudroom includes a custom built-in bench—ideal for daily organization. A main-level guest bedroom and full bathroom offer comfort and privacy for visitors. Upstairs, the luxury continues with a spacious loft and a serene owner’s suite showcasing a spa-like bath with a walk-in shower, soaking tub, and generous walk-in closet. You'll also find three additional bedrooms and a third full bathroom, providing plenty of room for everyone. The finished basement is a showstopper—featuring a huge sixth bedroom with walk-in closet, a fifth 3/4 bathroom, and a large family room. Enjoy the beautifully landscaped backyard—perfect for relaxing or entertaining as sod and sprinkler system included—move in and enjoy it all!

Single Family

  • Price
  • $ 699,900
  • City
  • Elk River
  • Bedrooms
  • 6
  • Full Bathrooms
  • 5
  • County
  • SHERBURNE
  • Half Bathrooms
  • 0
  • Area
  • Oakwater Ridge
  • Lot Size
  • 0.28 Acres
  • Zip
  • 55330
  • Sqr Footage
  • 5,017
  • Year Built
  • 2026
  • Style
  • Single Family
  • MLS#
  • 7120090
Listed By: Capstone Realty, LLC
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 5017
Sewer City Sewer/Connected
Heating Forced Air,Fireplace(s)
Cooling Central Air
Roof Age 8 Years or Less
Appliances Air-To-Air Exchanger,Cooktop,Dishwasher,Disposal,Exhaust Fan,Microwave,Refrigerator,Stainless Steel Appliances,Wall Oven
HOA Fee 250
Garage Spaces 3
Association Fee Includes Maintenance Grounds,Sanitation
Year Built 2026
Electric 200+ Amp Service
Levels Two
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Annually
County Sherburne
New Construction Yes
Property Type Residential
HOA Yes
Contingency None
Subdivision Name Oakwater Ridge
Full Baths 4
Directions Enter 10804 165th Ave NW into your GPS,which is the address for the sales model. This will take you to the intersection at the entrance of the community. Turn in at the big blue Capstone Homes sign,a
City Elk River
Association Name Cities Management
High School District Elk River
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Additional Parcels Y/N No
Availability Date 2026-12-21
Builder Name CAPSTONE HOMES INC
Standard Status Active
Lender Owned No
Amenities Unit Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,In-Ground Sprinkler,Sun Room,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet
Community Name Oakwater Ridge
PostalCity Elk River

Interior Features

Basement Daylight/Lookout Windows,Drain Tiled,Finished,Storage Space,Sump Pump
Total Fireplaces 2
Fireplace Features Gas,Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 3544
3/4 Baths 1
Laundry Features Electric Dryer Hookup,Sink,Upper Level,Washer Hookup
Total Bedrooms 6
Below Grade Finished Area 1473
Total Baths 5
Bath Desc 3/4 Basement,Double Sink,Full Primary,Full Jack & Jill,Main Floor Full Bath,Separate Tub & Shower,Upper Level Full Bath,Walk-In Shower Stall
Dining Room Description Informal Dining Room,Separate/Formal Dining Room
Fuel Natural Gas
Garage Dimensions 30x23
Garage Door Width 8
Garage Square Feet 700

Exterior Features

Parking Features Attached Garage,Asphalt
Lot Features Corner Lot
Water Source City Water/Connected
Lot Size Area 0.28
Building Area Total 5017
Lot Dimensions 81x132x85x147
Waterfront Y/N No
Foundation Area 1475

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/1/2026 Listed $699,900

Property vs Zip Code Average in 55330

Price
AVG $530K
$700K
Year Built
AVG 2011
2026
Visits
AVG 82
75
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

10896 165th Avenue Nw Elk River, MN is a Single Family Home for sale at $699900 with 5017 sqft and a lot size of 0.28 Acres Acre(s). 10896 165th Avenue Nw Elk River has 6 bedrooms, 5 baths and was built in 2026. The property's zip code is 55330 which is in Elk River, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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