Lori Gustafson

10880 165th Avenue Nw

Elk River, MN
$ 619,900 Beds 5 Baths 4.5 Sq 4,144
Monthly Estimate* How much can I afford?

**Ask about our 4.99% interest rate buy-down with preferred lender.** Step into this stunning home and be welcomed by a large, inviting front porch that sets the tone for what’s inside. The open-concept main level features a bright and spacious living area with a cozy fireplace, perfect for relaxing or entertaining. The kitchen is a true standout with sleek stone countertops, a stylish tile backsplash, built-in appliances, a walk-in pantry, and all kitchen appliances included — ready for you to move right in! A spacious mudroom with a massive walk-in closet helps keep things tidy, while the main-level flex room offers endless possibilities — use it as an office, playroom, or formal dining room to suit your lifestyle. Upstairs, you’ll find four generously sized bedrooms, including a luxurious primary suite with a vaulted ceiling and private bath. Three of the bedrooms include walk-in closets, and a well-designed Jack and Jill bathroom connects two of the rooms for added convenience. The fourth upstairs bedroom has its own private ¾ bathroom — perfect for guests or teens needing their own space. The finished basement adds even more living space with a huge family room, an additional bedroom, and a full bathroom — ideal for game nights or movie marathons. Enjoy a peaceful backyard, complete with fresh sod and an in-ground sprinkler system.

Single Family

  • Price
  • $ 619,900
  • City
  • Elk River
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • SHERBURNE
  • Half Bathrooms
  • 1
  • Area
  • Annas Acres
  • Lot Size
  • 0.21 Acres
  • Zip
  • 55330
  • Sqr Footage
  • 4,144
  • Year Built
  • 2026
  • Style
  • Single Family
  • MLS#
  • 7120110
Listed By: Capstone Realty, LLC
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 4144
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less
Appliances Air-To-Air Exchanger,Cooktop,Dishwasher,Disposal,Exhaust Fan,Microwave,Refrigerator,Stainless Steel Appliances,Wall Oven
HOA Fee 250
Garage Spaces 3
Association Fee Includes Maintenance Grounds,Sanitation
Year Built 2026
Electric 200+ Amp Service
Levels Two
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Annually
County Sherburne
New Construction Yes
Property Type Residential
HOA Yes
Contingency None
Subdivision Name Oakwater Ridge
Full Baths 2
Directions Enter 10804 165th Ave NW into your GPS,which is the address for the sales model. This will take you to the intersection at the entrance of the community. Turn in at the big blue Capstone Homes sign,a
City Elk River
Association Name Cities Management
High School District Elk River
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Additional Parcels Y/N No
Availability Date 2026-12-29
Builder Name CAPSTONE HOMES INC
Standard Status Active
Lender Owned No
Amenities Unit Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Porch,In-Ground Sprinkler,Sun Room,Washer/Dryer Hookup,Walk-In Closet
Community Name Anna's Acres
PostalCity Elk River

Interior Features

Basement Daylight/Lookout Windows,Finished,Sump Pump
Total Fireplaces 2
Fireplace Features Gas
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 2931
Half Baths 1
3/4 Baths 2
Laundry Features Electric Dryer Hookup,Laundry Room,Upper Level
Total Bedrooms 5
Below Grade Finished Area 1213
Total Baths 5
Bath Desc 3/4 Basement,Full Primary,Main Floor 1/2 Bath,Upper Level 3/4 Bath,Upper Level Full Bath
Dining Room Description Living/Dining Room
Fuel Natural Gas
Garage Dimensions 26x29
Garage Door Width 8
Garage Square Feet 750

Exterior Features

Parking Features Attached Garage,Asphalt
Water Source City Water/Connected
Lot Size Area 0.21
Building Area Total 4144
Lot Dimensions 62x129x76x130
Waterfront Y/N No
Foundation Area 1070

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/1/2026 Listed $619,900

Property vs Zip Code Average in 55330

Price
AVG $530K
$620K
Year Built
AVG 2011
2026
Visits
AVG 82
71
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

10880 165th Avenue Nw Elk River, MN is a Single Family Home for sale at $619900 with 4144 sqft and a lot size of 0.21 Acres Acre(s). 10880 165th Avenue Nw Elk River has 5 bedrooms, 4 baths and was built in 2026. The property's zip code is 55330 which is in Elk River, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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