Lori Gustafson

45531 Whispering Sands Ln

Perham, MN
$ 539,000 Beds 2 Baths 1 Sq 1,116
Monthly Estimate* How much can I afford?

YEAR-ROUND HOME ON BIG PINE LAKE! This Lakefront Retreat offers a Perfectly Level Half-Acre Lot, 100 ft. of Sandy Frontage, and unforgettable West-Facing Sunsets just 10 minutes from Perham. Inside, the home is perfectly suited for comfortable Year-Round Living, featuring 2 Beds, 1 Bath, and an inviting Open-Concept, One-Level Floorplan. The living room is anchored by an efficient Natural Gas Fireplace with an attractive Stone/Brick Backsplash, while a recently installed Heat Pump & Mini-Split System provides additional Year-Round Comfort. Step outside to the spacious Lakeside Patio and Oversized Yard, offering plenty of room for entertaining, relaxing, and taking in Panoramic Views across the water. The Wooded Perimeter adds Privacy and Shade, while the generous Lot Size offers flexibility for a Future Addition or potential New Construction, giving you Ample Room to Grow! The Perfectly Level Lot leads directly to 100 ft. of Hard-Sand Bottom Shoreline, providing Convenient Access to the water for swimming, boating, and everything Big Pine Lake has to offer. Whether you’re searching for comfortable Year-Round Lake Living, a Seasonal Retreat, or an Investment Opportunity, this Lakefront Setting is sure to impress!

Single Family

  • Price
  • $ 539,000
  • City
  • Perham
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • OTTER TAIL
  • Half Bathrooms
  • 0
  • Area
  • Whispering Sands
  • Lot Size
  • 0.51 Acres
  • Zip
  • 56573
  • Sqr Footage
  • 1,116
  • Year Built
  • 2003
  • Taxes
  • $ 2801
  • Style
  • Single Family
  • MLS#
  • 7145058
Listed By: Jack Chivers Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1116
Sewer Mound Septic,Private Sewer,Septic System Compliant - Yes
Heating Baseboard,Ductless Mini-Split,Fireplace(s),Heat Pump
Cooling Ductless Mini-Split,Heat Pump
Roof Asphalt
Appliances Electric Water Heater,Freezer,Water Filtration System,Microwave,Range,Refrigerator,Water Softener Owned
Construction Materials Frame
Year Built 2003
Electric 200+ Amp Service
View Lake,South,West
Topography Level,Walkout
Levels One
Property Subtype Single Family
Tax Year 2026
Waterfront Features Lake Front,Lake View
Accessibility No Stairs External,No Stairs Internal
County Otter Tail
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Whispering Sands
Other Structures Storage Shed
Directions From Perham,head Northeast on Co Hwy 8. After 5 Miles,turn right onto Nitche Lake Rd. Continue straight for 1.5 miles,then turn right onto Whispering Sands Ln. Continue around the bend,and the proper
City Perham
High School District Perham-Dent
Zoning Description Shoreline,Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 2801
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Dock,Kitchen Window,Main Floor Primary Bedroom,Patio,In-Ground Sprinkler,Washer/Dryer Hookup
PostalCity Perham

Interior Features

Basement None
Total Fireplaces 1
Fireplace Features Gas,Living Room
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 1116
3/4 Baths 1
Laundry Features Main Level
Total Bedrooms 2
Total Baths 1
Bath Desc Main Floor 3/4 Bath
Dining Room Description Informal Dining Room,Living/Dining Room
Foundation Dimensions 30 x 37 +/-
Fuel Electric,Natural Gas
Waterfront Feet 101

Exterior Features

Parking Features Concrete
Lot Features Accessible Shoreline,Tree Coverage - Light
Water Source Private,Sand Point,Well
Lot Size Area 0.51
Building Area Total 1116
Lot Dimensions 100 x 222 x 101 x 220
Waterfront Y/N Yes
Foundation Area 1116
Road Frontage Type Township
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/16/2026 Listed $539,000

Property vs Zip Code Average in 56573

Price
AVG $830K
$540K
Taxes
AVG $3,478
$2,801
Year Built
AVG 1986
2003
Visits
AVG 78
5
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

45531 Whispering Sands Ln Perham, MN is a Single Family Home for sale at $539000 with 1116 sqft and a lot size of 0.51 Acres Acre(s). 45531 Whispering Sands Ln Perham has 2 bedrooms, 1 baths and was built in 2003. The property's zip code is 56573 which is in Perham, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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