Lori Gustafson

45565 Whispering Sands Ln

Perham, MN
$ 650,000 Beds 3 Baths 2 Sq 768
Monthly Estimate* How much can I afford?

WALK-OUT LOT ON BIG PINE LAKE! This Lakefront Retreat offers a Perfectly Level 0.47-Acre Lot, 100 ft. of Sandy Frontage, and unforgettable Sunsets just 10 minutes from Perham. Tucked away at the end of a dead-end road, the Lot is surrounded by Mature Trees and bordered by Matz Creek along the northwest, creating a rare mixture of seclusion, natural beauty, and easy lakefront living. The property features two Fully Finished Homes with a combined 1,440 SqFt of living space, offering Excellent Flexibility for guests, entertaining, or future Rental Potential. The Primary Home captures the classic Lake Cabin Feel with 768 SqFt, 2 Beds, 1 Bath, and a Lakeside Deck perfectly positioned to take in breathtaking Northwest-Facing Sunsets over the water. Just steps away, the 672 SqFt Guest Cabin adds Modern Simplicity with a spacious Living Room, Full Bath, Wet Bar, and Large Bunk Room, an ideal setup for hosting family & friends after long days on the lake. With two finished living areas, a Level Walk-Out Shoreline, Sunset Views, and Flexible Guest Accommodations, this property offers exciting potential as an addition to a Vacation Rental Portfolio. Whether you’re looking for a Year-Round Home, Seasonal Lake Retreat, or Investment Opportunity, this Lakefront Setting is sure to impress!

Single Family

  • Price
  • $ 650,000
  • City
  • Perham
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • OTTER TAIL
  • Half Bathrooms
  • 0
  • Area
  • Whispering Sands
  • Lot Size
  • 0.47 Acres
  • Zip
  • 56573
  • Sqr Footage
  • 768
  • Year Built
  • 1976
  • Taxes
  • $ 3320
  • Style
  • Single Family
  • MLS#
  • 7111730
Listed By: Jack Chivers Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 768
Sewer Mound Septic,Private Sewer,Septic System Compliant - Yes
Heating Ductless Mini-Split
Cooling Ductless Mini-Split
Roof Asphalt
Appliances Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
Construction Materials Block,Frame
Year Built 1976
View Panoramic,South,West
Topography Level,Walkout,Wooded
Levels One
Property Subtype Single Family
Tax Year 2026
Waterfront Features Creek/Stream,Lake Front,Lake View
Accessibility No Stairs Internal
County Otter Tail
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Whispering Sands
Other Structures Guest House,Second Residence,Storage Shed
Full Baths 2
Directions From Perham,head Northeast on Co Hwy 8. After 5 Miles,turn right onto Nitche Lake Rd. Continue straight for 1.5 miles,then turn right onto Whispering Sands Ln. The approach to the property will be on
City Perham
High School District Perham-Dent
Zoning Description Shoreline,Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 3320.24
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Deck,Dock,Hardwood Floors,Kitchen Window,Main Floor Primary Bedroom,Natural Woodwork,Patio,Panoramic View
PostalCity Perham

Interior Features

Basement Crawl Space
Basement (Y/N) No
Fireplace Y/N No
Above Grade Finished Area 768
Laundry Features Laundry Closet,Main Level
Total Bedrooms 3
Total Baths 2
Bath Desc Two Primary Baths,Main Floor Full Bath
Dining Room Description Informal Dining Room,Kitchen/Dining Room
Foundation Dimensions 32 x 24
Fuel Electric
Garage Dimensions 25 X 27
Garage Square Feet 672
Waterfront Feet 100

Exterior Features

Parking Features Gravel,Concrete
Lot Features Accessible Shoreline,Corner Lot,Tree Coverage - Light
Water Source Drilled,Private,Well
Lot Size Area 0.47
Building Area Total 768
Lot Dimensions 112 x 187 x 100 x 165
Waterfront Y/N Yes
Foundation Area 768
Road Frontage Type County Road,No Outlet/Dead End,Township
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/24/2026 Listed $650,000

Property vs Zip Code Average in 56573

Price
AVG $830K
$650K
Taxes
AVG $3,478
$3,320
Year Built
AVG 1986
1976
Visits
AVG 78
23
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

45565 Whispering Sands Ln Perham, MN is a Single Family Home for sale at $650000 with 768 sqft and a lot size of 0.47 Acres Acre(s). 45565 Whispering Sands Ln Perham has 3 bedrooms, 2 baths and was built in 1976. The property's zip code is 56573 which is in Perham, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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