Lori Gustafson

12836 96th Street Ne

Elk River, MN
$ 695,000 Beds 4 Baths 2.5 Sq 2,732
Monthly Estimate* How much can I afford?

This custom built 4 bed, 3 bath home with 3 car heated garage in the sought after Mississippi Cove neighborhood offers a meticulous blend of craftsmanship and design. Sitting on just over an acre with no neighbors across the street or to the south this home offers rare privacy, space and comfort. With main level living in mind this home has it all! From a main floor spacious primary bedroom with walk in closet and primary bathroom and steps away from main floor laundry. The open concept custom crafted kitchen, dining space and living room offers plenty of space for gathering and .entertaining. Drink your morning coffee from the spacious sunroom or step out onto the deck to catch amazing western sunsets.

Single Family

  • Price
  • $ 695,000
  • City
  • Elk River
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • WRIGHT
  • Half Bathrooms
  • 1
  • Area
  • Davis Mississippi Cove
  • Lot Size
  • 1.005 Acres
  • Zip
  • 55330
  • Sqr Footage
  • 2,732
  • Year Built
  • 2013
  • Taxes
  • $ 6566
  • Style
  • Single Family
  • MLS#
  • 7148206
Listed By: Northland Sotheby's International Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2732
Sewer Tank with Drainage Field
Heating Forced Air,Fireplace(s),In-Floor Heating
Cooling Central Air
Roof Age Over 8 Years,Architectural Shingle
Appliances Dishwasher,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliances,Washer
HOA Fee 500
Garage Spaces 3
Association Fee Includes Shared Amenities
Construction Materials Block,Frame
Year Built 2013
Electric 200+ Amp Service
Levels One
Property Subtype Single Family
Tax Year 2025
Accessibility None
Assoc Fee Paid Per Annually
County Wright
New Construction No
Property Type Residential
HOA Yes
Contingency None
Subdivision Name Davis Mississippi Cove
Full Baths 1
Directions Follow I-94 W and MN-101 N to 90th St NE/County Rd 39 NE in Otsego. Take the County Rd 39/90th St exit from MN-101 N. Follow County Rd 39 NE. Turn right on Naber Ave NE. Turn right onto 96th St NE an
City Otsego
Association Name Davis Mississippi Cove
High School District Elk River
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 6566
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Deck,Kitchen Center Island,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,In-Ground Sprinkler,Sun Room
PostalCity Elk River

Interior Features

Basement Egress Window(s),Finished,In-Floor Heat
Total Fireplaces 1
Fireplace Features Gas,Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1632
Half Baths 1
3/4 Baths 1
Laundry Features Laundry Room,Main Level,Sink
Total Bedrooms 4
Below Grade Finished Area 1100
Total Baths 3
Bath Desc Full Basement,Private Primary,Main Floor 1/2 Bath,Main Floor 3/4 Bath
Dining Room Description Informal Dining Room
Foundation Dimensions 54 x 28
Fuel Natural Gas
Garage Dimensions 25' x 35'
Garage Square Feet 875

Exterior Features

Parking Features Attached Garage,Concrete,Finished Garage,Heated Garage,Insulated Garage
Lot Features Cleared,Corner Lot
Water Source 4-Inch Submersible,Drilled
Lot Size Area 1.005
Building Area Total 2992
Lot Dimensions 190 x 250 x 157 x 248
Waterfront Y/N No
Foundation Area 1512
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/22/2026 Listed $695,000

Property vs Zip Code Average in 55330

Price
AVG $530K
$700K
Taxes
AVG $4,089
$6,566
Year Built
AVG 2011
2013
Visits
AVG 82
6
Data Provided by Inside Real Estate®

Areas That We Cover

12836 96th Street Ne Elk River, MN is a Single Family Home for sale at $695000 with 2732 sqft and a lot size of 1.005 Acres Acre(s). 12836 96th Street Ne Elk River has 4 bedrooms, 2 baths and was built in 2013. The property's zip code is 55330 which is in Elk River, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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