Lori Gustafson

3226 Phillips Road

Cook, MN
$ 795,000 Beds 2 Baths 2 Sq 1,500
Monthly Estimate* How much can I afford?

Enjoy the beauty and privacy of 156 feet of prime lakeshore surrounded by towering pine trees. This charming 2-bedroom log-sided home features a spacious wrap-around deck with breathtaking lake views, perfect for relaxing or entertaining. Inside, you’ll find soaring ceilings, warm rough-sawn pine paneling, beautiful pine flooring, & a striking stone fireplace that creates a true Northwoods atmosphere. The private primary bedroom suite offers a peaceful retreat and private bath w/in-floor heat. An inviting all-season porch extends the living space and provides year-round enjoyment. Relax & unwind in the sauna after a day on the lake or outdoors. The property also includes a large 24' x 32' garage, drilled well, and a private driveway for added convenience and privacy. A rare opportunity to own a truly special lakefront getaway with classic cabin character, exceptional privacy, and stunning lake views. Major upgrades in 2018. Adjacent 105' lakeshore w/small cabin for additional $190,000.

Single Family

  • Price
  • $ 795,000
  • City
  • Cook
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • SAINT LOUIS
  • Half Bathrooms
  • 0
  • Area
  • Mannikko Pine Ridge T Of Beatty
  • Lot Size
  • 2 Acres
  • Zip
  • 55723
  • Sqr Footage
  • 1,500
  • Year Built
  • 1991
  • Taxes
  • $ 4945
  • Style
  • Single Family
  • MLS#
  • 7146992
Listed By: Vermilion Land Office, Inc.
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1500
Sewer Private Sewer
Heating Baseboard,Dual Fuel/Off Peak,Fireplace(s),In-Floor Heating
Cooling None
Roof Asphalt
Appliances Dryer,Microwave,Range,Refrigerator,Washer
Garage Spaces 2
Construction Materials Frame
Year Built 1991
View Lake
Levels One and One Half
Property Subtype Single Family
Tax Year 2026
Waterfront Features Lake Front
Accessibility None
Additional Parcels Description 250002001557
County St. Louis
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Mannikko Pine Ridge T Of Beatty
Other Structures Storage Shed
Directions Hwy 53 to Cook,then Approximately 7 miles on Hwy 24. Right on Raps Road,keep left on Raps Road. Left on Phillips Road to 3226 Phillips Road.
City Cook
High School District St. Louis County
Zoning Description Shoreline,Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 4945
Additional Parcels Y/N Yes
Standard Status Active
Lender Owned No
PostalCity Cook

Interior Features

Basement Crawl Space
Total Fireplaces 1
Fireplace Features Gas,Living Room,Stone
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 1500
3/4 Baths 2
Laundry Features Electric Dryer Hookup,In Hall,Main Level,Washer Hookup
Total Bedrooms 2
Total Baths 2
Bath Desc 3/4 Primary,Main Floor 3/4 Bath
Dining Room Description Living/Dining Room
Foundation Dimensions 16x22,12x24
Fuel Electric,Propane
Garage Dimensions 24x32
Garage Square Feet 768
Waterfront Feet 156

Exterior Features

Parking Features Detached Garage,Gravel
Lot Features Accessible Shoreline,Tree Coverage - Medium
Water Source Drilled,Well
Lot Size Area 2
Building Area Total 1500
Lot Dimensions 500x156
Waterfront Y/N Yes
Foundation Area 1211
Road Frontage Type County Road
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/18/2026 Listed $795,000

Property vs Zip Code Average in 55723

Price
AVG $760K
$800K
Taxes
AVG $4,830
$4,945
Year Built
AVG 1986
1991

Areas That We Cover

3226 Phillips Road Cook, MN is a Single Family Home for sale at $795000 with 1500 sqft and a lot size of 2 Acres Acre(s). 3226 Phillips Road Cook has 2 bedrooms, 2 baths and was built in 1991. The property's zip code is 55723 which is in Cook, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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