Lori Gustafson

13733 Terrace Road Ne

Ham Lake, MN
$ 949,900 Beds 5 Baths 4.5 Sq 4,704
Monthly Estimate* How much can I afford?

Welcome to this exceptional 5-bedroom home where thoughtful design meets everyday comfort! A large foyer with a hand-carved entry door creates an impressive welcome. Four bedrooms feature private baths, offering flexibility and privacy for family and guests. A large wrap-around front porch welcomes you home, while the spacious backyard patio provides an inviting setting for outdoor entertaining. Inside, enjoy LVP and marble tile flooring, custom cabinetry and windows, and zoned in-floor heat in select areas—including the insulated, heated 5-car garage. The large walk-in pantry features a pass-through door directly to the garage, making grocery unloading a breeze. Situated on a large corner lot near shopping, dining, parks and trails, with easy access to Majestic Oaks and Bunker Hills golf clubs. A rare combination of space, quality and thoughtful details!

Single Family

  • Price
  • $ 949,900
  • City
  • Ham Lake
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • ANOKA
  • Half Bathrooms
  • 1
  • Area
  • Majestic Oaks West
  • Lot Size
  • 1.08 Acres
  • Zip
  • 55304
  • Sqr Footage
  • 4,704
  • Year Built
  • 2017
  • Taxes
  • $ 6201
  • Style
  • Single Family
  • MLS#
  • 7146462
Listed By: Home Avenue Flat Fee Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 4704
Sewer Mound Septic,Private Sewer,Septic System Compliant - Yes
Heating Boiler,Forced Air,In-Floor Heating
Cooling Central Air
Roof Age 8 Years or Less,Asphalt
Appliances Air-To-Air Exchanger,Cooktop,Dishwasher,Double Oven,Dryer,Exhaust Fan,Humidifier,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliances,Wall Oven,Washer,Water Softener Owned
Garage Spaces 5
Pool Features None
Year Built 2017
Levels Two
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Anoka
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Majestic Oaks West
Full Baths 2
Directions Hwy 65 to Bunker Lake Blvd; west to Terrace Rd; north to property on right
City Ham Lake
High School District Anoka-Hennepin
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 6201
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Hardwood Floors,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Natural Woodwork,Patio,Paneled Doors,Porch,In-Ground Sprinkler,Tile Floors,Washer/Dryer Hookup,Walk-In Closet
PostalCity Ham Lake

Interior Features

Basement Drain Tiled,Egress Window(s),Full,Sump Pump,Unfinished
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 4704
Half Baths 1
3/4 Baths 2
Laundry Features Gas Dryer Hookup,Laundry Room,In Unit,Upper Level,Washer Hookup
Total Bedrooms 5
Total Baths 5
Bath Desc 3/4 Primary,Bathroom Ensuite,Full Primary,His and Her Closets,Private Primary,Main Floor 1/2 Bath,Main Floor 3/4 Bath,Rough In,Separate Tub & Shower,Upper Level 3/4 Bath,Upper Level Full Bath,Walk-In
Dining Room Description Breakfast Bar,Informal Dining Room,Kitchen/Dining Room
Fuel Natural Gas
Garage Dimensions 38x30
Garage Square Feet 1140

Exterior Features

Fencing Partial,Privacy,Wood
Parking Features Attached Garage,Asphalt,Heated Garage,Insulated Garage,Tandem Garage
Lot Features Corner Lot,Tree Coverage - Light
Water Source Private,Well
Lot Size Area 1.08
Building Area Total 6360
Lot Dimensions Irregular
Waterfront Y/N No
Foundation Area 1820
Road Frontage Type City Street,Curbs,Paved Streets
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/19/2026 Listed $949,900

Property vs Zip Code Average in 55304

Price
AVG $830K
$950K
Taxes
AVG $4,034
$6,201
Year Built
AVG 2008
2017

Areas That We Cover

13733 Terrace Road Ne Ham Lake, MN is a Single Family Home for sale at $949900 with 4704 sqft and a lot size of 1.08 Acres Acre(s). 13733 Terrace Road Ne Ham Lake has 5 bedrooms, 4 baths and was built in 2017. The property's zip code is 55304 which is in Ham Lake, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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