Lori Gustafson

831 20th Avenue N

Saint Cloud, MN
$ 195,000 Beds 3 Baths 2 Sq 1,320
Monthly Estimate* How much can I afford?

Welcome home! This well-maintained property is freshly painted and move in ready, offering a great opportunity for its next owner. This inviting 3-bedroom, 2-bathroom home features 1320 square feet of living space and an open floor plan. The fully finished basement features a spacious primary bedroom, along with 3/4 bathroom, and convenient laundry room with storage cabinets. Newer appliances including fridge, microwave, stove, dishwasher, washer, and dryer were installed in 2022, adding to the home's move-in ready appeal. Outside, enjoy a 0.13 acre lot with a fenced backyard, perfect for relaxing, entertaining, or enjoying time around the fire pit area. A one-stall detached garage provides convenient parking or additional storage. This home is ready for its next chapter. Come see all it has to offer!

Single Family

  • Price
  • $ 195,000
  • City
  • Saint Cloud
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • STEARNS
  • Half Bathrooms
  • 0
  • Area
  • Villa Park Add
  • Lot Size
  • 0.13 Acres
  • Zip
  • 56303
  • Sqr Footage
  • 1,320
  • Year Built
  • 1963
  • Taxes
  • $ 1566
  • Style
  • Single Family
  • MLS#
  • 7146004
Listed By: Trilogy Properties of MN, LLC
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1320
Sewer City Sewer/Connected
Heating Forced Air
Cooling None
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Garage Spaces 1
Year Built 1963
Levels One
Property Subtype Single Family
Tax Year 2025
Accessibility None
County Stearns
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Villa Park Add
Full Baths 1
Directions Hwy 15 to 8th St N to 20th Ave N
City Saint Cloud
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 1566
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Kitchen Window
PostalCity Saint Cloud

Interior Features

Basement Block,Egress Window(s),Finished,Full
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 660
3/4 Baths 1
Laundry Features In Basement
Total Bedrooms 3
Below Grade Finished Area 660
Total Baths 2
Bath Desc Main Floor Full Bath
Fuel Natural Gas
Garage Square Feet 240

Exterior Features

Fencing Chain Link
Parking Features Detached Garage
Water Source City Water/Connected
Lot Size Area 0.13
Building Area Total 1320
Lot Dimensions 41x143
Waterfront Y/N No
Foundation Area 660

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/17/2026 Listed $195,000

Property vs Zip Code Average in 56303

Price
AVG $300K
$200K
Taxes
AVG $3,785
$1,566
Year Built
AVG 1969
1963
Visits
AVG 102
9
Data Provided by Inside Real Estate®

Areas That We Cover

831 20th Avenue N Saint Cloud, MN is a Single Family Home for sale at $195000 with 1320 sqft and a lot size of 0.13 Acres Acre(s). 831 20th Avenue N Saint Cloud has 3 bedrooms, 2 baths and was built in 1963. The property's zip code is 56303 which is in Saint Cloud, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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