Lori Gustafson

133 Terning Way

Howard Lake, MN
$ 345,000 Beds 4 Baths 2 Sq 1,461
Monthly Estimate* How much can I afford?

Welcome home to this almost brand-new home, just 1.5 years old, offering modern finishes, thoughtful updates, and a peaceful setting at the end of a no-through street! Featuring 4 bedrooms, including 3 bedrooms conveniently located on one level, this home offers a functional layout with plenty of room to grow. The spacious primary suite includes a private ¾ bath and walk-in closet with custom shelving. The sellers have recently added a fourth bedroom in the lower level, providing even more flexibility for guests, an office, or additional living space. The kitchen features under-cabinet lighting, quartz countertops, stainless steel appliances - while the bathrooms are finished with stylish glass shower doors. Enjoy the walkout lower level leading to a paver patio and take in the views from the backyard, where a walking path and open farm fields create a beautiful backdrop. The established lawn has been professionally maintained and fertilized, making it easy to enjoy the outdoors without the work of starting from scratch. Easily add an additional bathroom in the lower level. Electrical rough-in has been completed. With the feel of new construction, desirable updates already completed and a peaceful location at the end of the street, this home is ready for its next owner to simply move in and enjoy!

Single Family

  • Price
  • $ 345,000
  • City
  • Howard Lake
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • WRIGHT
  • Half Bathrooms
  • 0
  • Area
  • Terning Trails 2
  • Lot Size
  • 0.194 Acres
  • Zip
  • 55349
  • Sqr Footage
  • 1,461
  • Year Built
  • 2024
  • Taxes
  • $ 1992
  • Style
  • Single Family
  • MLS#
  • 7145219
Listed By: Keller Williams Integrity NW
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1461
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less
Appliances Air-To-Air Exchanger,Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliances,Water Softener Owned
Garage Spaces 3
Year Built 2024
Levels Split Entry (Bi-Level)
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Wright
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Terning Trails 2
Full Baths 1
Directions From US-12,North on County Rd 7 SW,right on 1st St E,right on Terning Wy,left to stay on Terning Wy to home on left.
City Howard Lake
High School District Howard Lake-Waverly-Winsted
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 1992
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Patio,Paneled Doors,In-Ground Sprinkler,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Cl
PostalCity Howard Lake

Interior Features

Basement Drain Tiled,Full,Partially Finished,Sump Pump,Walkout
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1294
3/4 Baths 1
Laundry Features In Basement,Sink
Total Bedrooms 4
Below Grade Finished Area 167
Total Baths 2
Bath Desc 3/4 Primary,Basement,Bathroom Ensuite,Main Floor 3/4 Bath,Main Floor Full Bath,Rough In,Walk-In Shower Stall
Dining Room Description Informal Dining Room,Kitchen/Dining Room,Living/Dining Room
Fuel Natural Gas
Garage Dimensions 29x21
Garage Square Feet 615

Exterior Features

Fencing None
Parking Features Attached Garage,Asphalt,Garage Door Opener
Lot Features Tree Coverage - Light
Water Source City Water/Connected
Lot Size Area 0.194
Building Area Total 2535
Lot Dimensions 65x130
Waterfront Y/N No
Foundation Area 1241
Road Frontage Type City Street,Curbs,No Outlet/Dead End,Paved Streets
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/23/2026 Listed $345,000

Property vs Zip Code Average in 55349

Price
AVG $490K
$350K
Taxes
AVG $3,076
$1,992
Year Built
AVG 1993
2024

Areas That We Cover

133 Terning Way Howard Lake, MN is a Single Family Home for sale at $345000 with 1461 sqft and a lot size of 0.194 Acres Acre(s). 133 Terning Way Howard Lake has 4 bedrooms, 2 baths and was built in 2024. The property's zip code is 55349 which is in Howard Lake, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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