Lori Gustafson

645 W 3rd Street

Rush City, MN
$ 199,900 Beds 4 Baths 2 Sq 2,114
Monthly Estimate* How much can I afford?

Space, opportunity, and small-town charm come together in this spacious Rush City home! Offering 4 bedrooms, 2 bathrooms, and a finished lower level, this property delivers the flexibility you've been searching for. Step inside to discover a welcoming living room, generously sized bedrooms, and a kitchen featuring abundant cabinetry and a large pantry that makes storage a breeze. The adjoining dining area opens to a deck, creating the perfect setting for morning coffee, summer grilling, or simply enjoying the outdoors. Downstairs, a spacious family room offers endless possibilities for movie nights, a game room, home office, or additional entertaining space. With a bedroom on the lower level and plenty of storage throughout, there's room for everyone and everything! A detached two-car garage and additional storage shed provide even more convenience. Located near schools, parks, and the community pool, this home offers a wonderful opportunity to add your personal touches and build equity. Bring your vision and make this one your own!

Single Family

  • Price
  • $ 199,900
  • City
  • Rush City
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • CHISAGO
  • Half Bathrooms
  • 0
  • Area
  • John E Smiths 1st Add
  • Lot Size
  • 0.162 Acres
  • Zip
  • 55069
  • Sqr Footage
  • 2,114
  • Year Built
  • 1977
  • Taxes
  • $ 2662
  • Style
  • Single Family
  • MLS#
  • 7144599
Listed By: RE/MAX Advantage Plus
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2114
Sewer City Sewer/Connected
Heating Baseboard,Boiler
Cooling Wall Unit(s)
Roof Asphalt
Garage Spaces 2
Pool Features None
Construction Materials Block,Frame
Year Built 1977
Topography Level
Levels One
Property Subtype Single Family
Tax Year 2025
Accessibility None
County Chisago
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name John E Smiths 1st Add
Full Baths 1
Directions 35N to Rush City Exit East to Irving Ave North to West 3rd Street East to house on left.
City Rush City
High School District Rush City
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 2662
Additional Parcels Y/N No
Standard Status Active
Lender Owned Yes
PostalCity Rush City

Interior Features

Basement Egress Window(s),Finished,Full
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1214
3/4 Baths 1
Laundry Features Lower Level,Laundry Room
Total Bedrooms 4
Below Grade Finished Area 900
Total Baths 2
Bath Desc Main Floor Full Bath
Dining Room Description Living/Dining Room
Fuel Natural Gas
Garage Square Feet 592

Exterior Features

Parking Features Detached Garage,Concrete
Lot Features Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.162
Building Area Total 2428
Lot Dimensions 50x150
Waterfront Y/N No
Foundation Area 1214
Road Frontage Type City Street,Paved Streets
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/16/2026 Listed $199,900

Property vs Zip Code Average in 55069

Price
AVG $410K
$200K
Taxes
AVG $2,760
$2,662
Year Built
AVG 1983
1977
Visits
AVG 36
5
Data Provided by Inside Real Estate®

Areas That We Cover

645 W 3rd Street Rush City, MN is a Single Family Home for sale at $199900 with 2114 sqft and a lot size of 0.162 Acres Acre(s). 645 W 3rd Street Rush City has 4 bedrooms, 2 baths and was built in 1977. The property's zip code is 55069 which is in Rush City, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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