Lori Gustafson

20729 Paine Avenue

Brainerd, MN
$ 1,995,000 Beds 3 Baths 2.5 Sq 2,224 Virtual Tour
Monthly Estimate* How much can I afford?

GULL LAKE'S GOLD COAST. Experience the very best of Gull Lake from this spectacularly renovated Gold Coast property. Big-Lake views, breathtaking sunsets, easy elevation, hard sugar-sand lake shore, a fabulous one-of-kind lakeside beach house with bath, a custom designed kitchen with new commercial-grade stainless-steel appliances, a main-floor living room with panoramic lake views through a wall of glass, a dining area, a gas fireplace, a covered lakeside deck with electric canopy, a main level lakeside primary suite with stunning lake views-private bathroom and a walk-in closet with washer/dryer. The finished lower-level features two guest bedrooms, a full bath and a living room with a wood-burning fireplace. There is an attached heated 2-stall garage plus a brand-new 30 x 40 fully insulated detached garage with in-floor heat, central vac, a large attic room, providing abundant storage or an area for large gatherings, a gym, office, studio or additional family room. Professionally landscaped grounds lead you to the highly sought-after and very exclusive lakeside beach house with bath that sits right on the water's edge and features a rooftop terrace that allows you to enjoy morning coffee while listening to the waves hit the shoreline, soak up the afternoon sun, and experience unforgettable evenings beneath spectacular sunsets over Main Gull Lake.

Single Family

  • Price
  • $ 1,995,000
  • City
  • Brainerd
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CROW WING
  • Half Bathrooms
  • 1
  • Area
  • Cinosam Club
  • Lot Size
  • 0.56 Acres
  • Zip
  • 56401
  • Sqr Footage
  • 2,224
  • Year Built
  • 2005
  • Taxes
  • $ 9075
  • Style
  • Single Family
  • MLS#
  • 7144536
Listed By: Kurilla Real Estate LTD
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2224
Sewer Private Sewer,Septic System Compliant - Yes
Heating Forced Air,Fireplace(s),In-Floor Heating,Radiant
Cooling Central Air
Roof Asphalt,Pitched
Appliances Air-To-Air Exchanger,Central Vacuum,Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliances,Tankless Water Heater,Washer
Garage Spaces 6
Construction Materials Concrete,Frame
Year Built 2005
Electric 200+ Amp Service,Other
View Lake,Panoramic,West
Levels One
Property Subtype Single Family
Tax Year 2026
Waterfront Features Lake Front
Accessibility None
Additional Parcels Description 99030960
County Crow Wing
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Cinosam Club
Other Structures Garage(s),Boat House
Full Baths 1
Directions From Hwy 371 in Baxter,N,to Cinosam Road,West to Paine Ave,go right to the property on the left at 20729,and the detached garage across the street at 20724
City Brainerd
High School District Brainerd
Zoning Description Shoreline,Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 9075
Additional Parcels Y/N Yes
Virtual Tour https://wellcomemat.com/embed/57r2dfca7e291mpgh?mls=1
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Deck,Dock,Hardwood Floors,Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Natural Woodwork,Paneled Doors,Porch,Panoramic View,In-Ground Sprinkler,Washer/Dryer
PostalCity Brainerd

Interior Features

Basement Daylight/Lookout Windows,Egress Window(s),Finished,Full,Storage Space
Total Fireplaces 2
Fireplace Features Family Room,Gas,Living Room,Wood Burning
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1132
Half Baths 1
3/4 Baths 1
Laundry Features Gas Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 1092
Total Baths 3
Bath Desc Full Basement,Main Floor 3/4 Bath,Upper Level Full Bath
Dining Room Description Kitchen/Dining Room
Foundation Dimensions 30X42
Fuel Natural Gas
Garage Dimensions 30X40 30X28
Garage Square Feet 2040
Waterfront Feet 85

Exterior Features

Parking Features Attached Garage,Detached Garage,Asphalt,Electric Vehicle Charging Station(s),Floor Drain,Finished Garage,Garage Door Opener,Guest Parking,Heated Garage,Insulated Garage,Multiple Garages,Paved Lot,RV
Lot Features Accessible Shoreline,Tree Coverage - Light
Water Source 4-Inch Submersible,Drilled,Well
Lot Size Area 0.56
Building Area Total 2392
Lot Dimensions 85x289x85x289
Waterfront Y/N Yes
Foundation Area 1260
Road Frontage Type Township
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/21/2026 Listed $1,995,000

Property vs Zip Code Average in 56401

Price
AVG $570K
$2M
Taxes
AVG $2,721
$9,075
Year Built
AVG 1992
2005
Visits
AVG 132
13
Data Provided by Inside Real Estate®

Areas That We Cover

20729 Paine Avenue Brainerd, MN is a Single Family Home for sale at $1995000 with 2224 sqft and a lot size of 0.56 Acres Acre(s). 20729 Paine Avenue Brainerd has 3 bedrooms, 2 baths and was built in 2005. The property's zip code is 56401 which is in Brainerd, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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