3531 12th Avenue Se

Saint Cloud, MN
$ 385,000 Beds 4 Baths 2 Sq 2,836
Monthly Estimate* How much can I afford?

This fully finished rambler sits on over 2/3 acre and offers a 32x30 ft heated garage with additional storage and over 12 ft of ceiling height, providing plenty of room to add a lift if desired. Inside, the home features large rooms throughout, including a spacious great room and dining area with access to a 40x20 ft composite deck overlooking the expansive backyard. The kitchen offers newer stainless steel appliances and new vinyl plank flooring, with the main-level laundry conveniently located just off the kitchen and equipped with a front-load washer and dryer. There are two bedrooms and a full bath with dual vanities on each level, along with fresh interior paint. The lower level features a family room with gas fireplace, a bar area, and a convenient staircase providing direct access to the garage. With generous living space, a large lot, and an oversized heated garage, this property offers a great combination of indoor and outdoor space.

Single Family

  • Price
  • $ 385,000
  • City
  • Saint Cloud
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • SHERBURNE
  • Half Bathrooms
  • 0
  • Area
  • Valley View First Add
  • Lot Size
  • 0.69 Acres
  • Zip
  • 56304
  • Sqr Footage
  • 2,836
  • Year Built
  • 1991
  • Taxes
  • $ 2926
  • Style
  • Single Family
  • MLS#
  • 7143786
Listed By: Agency North Real Estate, Inc
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2836
Sewer Private Sewer,Septic System Compliant - Yes
Heating Forced Air
Cooling Central Air
Roof Asphalt
Appliances Central Vacuum,Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliances,Washer,Water Softener Owned
Garage Spaces 3
Year Built 1991
Levels One
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Sherburne
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Valley View First Add
Other Structures Storage Shed
Full Baths 2
Directions Co Rd 8 to 36th St SE,Rt on 12th Ave SE to home on Rt.
City Saint Cloud
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 2926
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Deck,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Patio
PostalCity Saint Cloud

Interior Features

Basement Daylight/Lookout Windows,Finished,Full
Total Fireplaces 1
Fireplace Features Family Room,Gas
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1456
Laundry Features Main Level,Sink
Total Bedrooms 4
Below Grade Finished Area 1380
Total Baths 2
Bath Desc Full Basement,Main Floor Full Bath
Dining Room Description Informal Dining Room,Separate/Formal Dining Room
Fuel Natural Gas
Garage Dimensions 32x30
Garage Square Feet 962

Exterior Features

Parking Features Attached Garage,Concrete,Heated Garage,Insulated Garage
Lot Features Tree Coverage - Heavy
Water Source Well
Lot Size Area 0.69
Building Area Total 2912
Lot Dimensions 106x294x106x278
Waterfront Y/N No
Foundation Area 1456

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/14/2026 Listed $385,000

Property vs Zip Code Average in 56304

Price
AVG $300K
$390K
Taxes
AVG $3,121
$2,926
Year Built
AVG 1982
1991
Visits
AVG 132
9
Data Provided by Inside Real Estate®

Areas That We Cover

3531 12th Avenue Se Saint Cloud, MN is a Single Family Home for sale at $385000 with 2836 sqft and a lot size of 0.69 Acres Acre(s). 3531 12th Avenue Se Saint Cloud has 4 bedrooms, 2 baths and was built in 1991. The property's zip code is 56304 which is in Saint Cloud, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.