Lori Gustafson

10205 Aetna Avenue Ne

Monticello, MN
$ 649,900 Beds 4 Baths 3 Sq 2,509
Monthly Estimate* How much can I afford?

Enjoy this stunning one-level walkout on a private 2.83 acre setting that offers an exceptional 160 feet of lakeshore and dock access on Birch Lake! Upon entering you’re greeted with a generously sized living room that includes hard-wood floors, a brick surround gas fireplace and a wall of windows overlooking the backyard and lake. The kitchen offers an ample amount of white cabinetry, granite counters, white subway tile backsplash and stainless appliances. The dining room includes walkout access to the oversized cedar deck. The main level primary suite offers private views of Birch Lake, a walk-in closet, and an oversized primary bathroom with a separate tub and shower along with double sinks. Two additional bedrooms and a full bathroom complement the main level. The lower-level family room is set up perfectly to entertain your guests with walkout access to the back patio, a wood burning fireplace with brick surround and plenty of spectacular lake views. A private guest bedroom with a walk-in closet and another full bathroom completes the lower level. Additional features include plenty of storage space, an exterior storage shed, a new AC and furnace in 2024, new roof in 2024, Anderson Windows and a new septic mound system installed on 6/2026.

Single Family

  • Price
  • $ 649,900
  • City
  • Monticello
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • WRIGHT
  • Half Bathrooms
  • 0
  • Area
  • Petersons Birch Lake View
  • Lot Size
  • 2.828 Acres
  • Zip
  • 55362
  • Sqr Footage
  • 2,509
  • Year Built
  • 1989
  • Taxes
  • $ 4990
  • Style
  • Single Family
  • MLS#
  • 7143780
Listed By: Coldwell Banker Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2509
Sewer Mound Septic,Septic System Compliant - Yes
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less,Asphalt
Appliances Cooktop,Dishwasher,Double Oven,Dryer,Exhaust Fan,Freezer,Fuel Tank - Rented,Gas Water Heater,Water Filtration System,Microwave,Refrigerator,Stainless Steel Appliances,Wall Oven,Washer,Water Softener
Garage Spaces 2
Year Built 1989
Electric Circuit Breakers
View Lake
Levels One
Property Subtype Single Family
Tax Year 2026
Waterfront Features Dock,Lake Front,Lake View
Accessibility None
County Wright
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Petersons Birch Lake View
Other Structures Storage Shed
Full Baths 3
Directions 94W,exit on CR 25,turn right on CR25 then turn left on 7th Street,then turn left on CR 39(Golf Course Rd.) to Aetna Ave NE,turn Left on Aetna Ave NE to home on the right.
City Monticello
High School District Monticello
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 4990
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Deck,Dock,Hardwood Floors,Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Natural Woodwork,Tile Floors,Vaulted Ceiling(s),Walk-In Closet
PostalCity Monticello

Interior Features

Basement Block,Drain Tiled,Finished,Full,Storage Space,Sump Pump,Walkout
Total Fireplaces 2
Fireplace Features Brick,Family Room,Gas,Living Room,Wood Burning
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1566
Laundry Features Lower Level,Laundry Room,Sink
Total Bedrooms 4
Below Grade Finished Area 943
Total Baths 3
Bath Desc Double Sink,Full Primary,Full Basement,Private Primary,Main Floor Full Bath,Separate Tub & Shower
Dining Room Description Breakfast Area,Eat In Kitchen,Informal Dining Room,Kitchen/Dining Room
Fuel Propane
Garage Dimensions 24x28
Garage Square Feet 633
Waterfront Feet 160

Exterior Features

Parking Features Attached Garage,Gravel,Garage Door Opener
Lot Features Accessible Shoreline,Tree Coverage - Heavy
Water Source Well
Lot Size Area 2.828
Building Area Total 3132
Lot Dimensions 270x548x160x622
Waterfront Y/N Yes
Foundation Area 1566
Road Frontage Type City Street,Paved Streets
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/14/2026 Listed $649,900

Property vs Zip Code Average in 55362

Price
AVG $480K
$650K
Taxes
AVG $3,117
$4,990
Year Built
AVG 1996
1989
Visits
AVG 111
32
Data Provided by Inside Real Estate®

Areas That We Cover

10205 Aetna Avenue Ne Monticello, MN is a Single Family Home for sale at $649900 with 2509 sqft and a lot size of 2.828 Acres Acre(s). 10205 Aetna Avenue Ne Monticello has 4 bedrooms, 3 baths and was built in 1989. The property's zip code is 55362 which is in Monticello, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

By pressing Contact Me, you agree that Weichert® may contact you via phone about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our Privacy Policy