7638 Packard Avenue Ne

Otsego, MN
$ 389,900 Beds 3 Baths 2 Sq 1,636 Virtual Tour
Monthly Estimate* How much can I afford?

Beautiful original-owner home in excellent condition and incredibly well cared for! This home features a really unique split-level layout with 3 bedrooms, including a huge owner’s suite set just a few steps up for added privacy. The owner’s suite features a walk-in closet and private bath with jetted tub and separate shower. Convenient laundry is located on the same level as the bedrooms and kitchen. The open kitchen features a large center island, all new appliances in 2024 and a double oven. New carpet and roof in August 2026! The walkout lower level is already framed for an additional bedroom, family room and bathroom, with the flexibility to create a 5th bedroom if desired. There’s also a huge storage area with built-in shelving. Outside, you’ll find an insulated garage, extra parking pad and a beautiful pond lot where you can enjoy tons of wildlife right in your backyard. Excellent location with easy access to Hwy 101, Hwy 10 and I-94, making it easy to get just about anywhere. Move-in ready with a great layout and plenty of room to grow!

Single Family

  • Price
  • $ 389,900
  • City
  • Otsego
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WRIGHT
  • Half Bathrooms
  • 0
  • Area
  • Crimson Ponds West
  • Lot Size
  • 0.437 Acres
  • Zip
  • 55330
  • Sqr Footage
  • 1,636
  • Year Built
  • 2007
  • Taxes
  • $ 4140
  • Style
  • Single Family
  • MLS#
  • 7143375
Listed By: RE/MAX Results
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1636
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less
Appliances Air-To-Air Exchanger,Dishwasher,Disposal,Double Oven,Dryer,Gas Water Heater,Microwave,Range,Stainless Steel Appliances,Washer
Garage Spaces 3
Year Built 2007
Electric Circuit Breakers
Levels Split Entry (Bi-Level)
Property Subtype Single Family
Tax Year 2026
Waterfront Features Pond
Accessibility None
County Wright
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Crimson Ponds West
Full Baths 2
Directions Hwy 101 to Cty Road 37 to 78th
City Otsego
High School District Elk River
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 4140
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Kitchen Window,Primary Bedroom Walk-In Closet,Panoramic View,In-Ground Sprinkler,Washer/Dryer Hookup
PostalCity Otsego

Interior Features

Basement Drain Tiled,Full,Storage Space,Sump Basket,Unfinished,Walkout
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1636
Laundry Features Laundry Room,Main Level
Total Bedrooms 3
Total Baths 2
Bath Desc Basement,Double Sink,Bathroom Ensuite,Full Primary,Private Primary,Rough In,Separate Tub & Shower,Upper Level Full Bath,Jetted Tub
Dining Room Description Eat In Kitchen
Fuel Natural Gas
Garage Dimensions 27x23
Garage Square Feet 621

Exterior Features

Parking Features Attached Garage,Insulated Garage
Lot Features Tree Coverage - Light,Wetlands
Water Source City Water/Connected
Lot Size Area 0.437
Building Area Total 2812
Lot Dimensions 33x29x185x139x212
Waterfront Y/N No
Foundation Area 1176
Road Frontage Type City Street
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/12/2026 Listed $399,900
9/23/2026 3% - $389,900

Property vs Zip Code Average in 55330

Price
AVG $530K
$390K
Taxes
AVG $4,089
$4,140
Year Built
AVG 2011
2007
Visits
AVG 82
54
Data Provided by Inside Real Estate®

Areas That We Cover

7638 Packard Avenue Ne Otsego, MN is a Single Family Home for sale at $389900 with 1636 sqft and a lot size of 0.437 Acres Acre(s). 7638 Packard Avenue Ne Otsego has 3 bedrooms, 2 baths and was built in 2007. The property's zip code is 55330 which is in Otsego, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.