Lori Gustafson

6702 92nd Bay S

Cottage Grove, MN
$ 525,000 Beds 4 Baths 3 Sq 3,376
Monthly Estimate* How much can I afford?

Fabulous one-level living with pond views, a finished walkout lower level, and room for everyone! Tucked on a quiet cul-de-sac, this spacious 4-bedroom, 3-bath home offers an open, light-filled floor plan designed for comfortable everyday living and entertaining. The main level features a generous kitchen with stone countertops, stainless steel appliances, center island, and plenty of workspace, opening to the living and dining areas. A sun-filled four-season room provides a wonderful spot to enjoy the peaceful backyard and pond views. The main-level owner’s suite includes a private ¾ bath and large walk-in closet, while two additional bedrooms, a full bath, and convenient laundry complete this level. The finished walkout lower level offers exceptional additional living space with a custom home theatre, large family/recreation area, workout room, 4th bedroom, full bath, and abundant storage. Step outside to enjoy the landscaped yard and tranquil pond setting. A welcoming front porch and attached 3-car garage add to the appeal. Conveniently located near Strawberry Fields Park, neighborhood recreation, trails, and area amenities. A wonderful combination of space, flexibility, and one-level living in Cottage Grove! NOTE: Most photos are virtually staged

Single Family

  • Price
  • $ 525,000
  • City
  • Cottage Grove
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • WASHINGTON
  • Half Bathrooms
  • 0
  • Area
  • Summers Landing 4th Add
  • Lot Size
  • 0.286 Acres
  • Zip
  • 55016
  • Sqr Footage
  • 3,376
  • Year Built
  • 2021
  • Taxes
  • $ 7075
  • Style
  • Single Family
  • MLS#
  • 7142632
Listed By: eXp Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 3376
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less
Appliances Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Freezer,Humidifier,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliances,Washer,Water Softener Owned
HOA Fee 175
Garage Spaces 3
Association Fee Includes Lawn Care,Maintenance Grounds,Professional Mgmt,Snow Removal
Year Built 2021
Levels One
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Monthly
County Washington
New Construction No
Property Type Residential
HOA Yes
Contingency None
Subdivision Name Summers Landing 4th Add
Full Baths 2
Directions Hadley Ave S to 92nd St S right on 92nd Bay to home down on the left.
City Cottage Grove
Association Name Property Care Management
High School District South Washington County
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 7075
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Exercise Room,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Porch,Security System,In-Ground Sprinkler,Sun Room,Washer/Dryer Hookup,Walk
PostalCity Cottage Grove

Interior Features

Basement Finished,Full,Walkout
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1948
3/4 Baths 1
Laundry Features Main Level
Total Bedrooms 4
Below Grade Finished Area 1428
Total Baths 3
Bath Desc 3/4 Primary,Full Basement,Private Primary,Main Floor 3/4 Bath,Main Floor Full Bath
Dining Room Description Breakfast Bar,Informal Dining Room
Fuel Natural Gas
Garage Dimensions 30x24
Garage Square Feet 720

Exterior Features

Parking Features Attached Garage
Water Source City Water/Connected
Lot Size Area 0.286
Building Area Total 3896
Lot Dimensions 145x133
Waterfront Y/N No
Foundation Area 1948

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/11/2026 Listed $525,000

Property vs Zip Code Average in 55016

Price
AVG $550K
$530K
Taxes
AVG $3,938
$7,075
Year Built
AVG 2012
2021
Visits
AVG 88
10
Data Provided by Inside Real Estate®

Areas That We Cover

6702 92nd Bay S Cottage Grove, MN is a Single Family Home for sale at $525000 with 3376 sqft and a lot size of 0.286 Acres Acre(s). 6702 92nd Bay S Cottage Grove has 4 bedrooms, 3 baths and was built in 2021. The property's zip code is 55016 which is in Cottage Grove, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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