Lori Gustafson

435 Bluff Street

Clearwater, MN
$ 330,000 Beds 2 Baths 2 Sq 1,437 Virtual Tour
Monthly Estimate* How much can I afford?

Looking for more space without giving up a convenient location? This charming 1.5-story home sits on an almost half-acre lot and offers a rare combination of outdoor space, future potential, and a large detached 3-stall garage. Whether you need room for vehicles, recreational equipment, or additional storage, this garage delivers the flexibility that is hard to find. Inside, the home features 2 bedrooms, 2 bathrooms, beautiful hardwood floors, and low-maintenance vinyl windows. Step outside onto the expansive deck, offering plenty of room to grill, entertain, or simply relax and enjoy the outdoors. The home was moved onto the property, at which time the electrical and plumbing systems throughout the home were updated. The unfinished lower level already includes egress windows and provides excellent storage along with exciting possibilities for additional finished living space. Conveniently located in Clearwater with quick access to I-94 and Highway 24, the property offers an easy connection to St. Cloud, Monticello, and surrounding communities. With nearly half an acre, a huge deck, large 3-stall garage, and room to add value, this property is packed with potential and ready for its next owner!

Single Family

  • Price
  • $ 330,000
  • City
  • Clearwater
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • WRIGHT
  • Half Bathrooms
  • 0
  • Area
  • Original Clearwater
  • Lot Size
  • 0.44 Acres
  • Zip
  • 55320
  • Sqr Footage
  • 1,437
  • Year Built
  • 1947
  • Taxes
  • $ 3384
  • Style
  • Single Family
  • MLS#
  • 7141823
Listed By: SODL
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1437
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less,Asphalt,Pitched
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Garage Spaces 3
Year Built 1947
Levels One and One Half
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Wright
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Original Clearwater
Full Baths 1
Directions 94,exit on CR 24,left on CR 75,right on Ash St,left on Bluff St,home on left.
City Clearwater
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 3384
Additional Parcels Y/N No
Virtual Tour https://my.matterport.com/show/?m=B1HkUMeGTnx&mls=1
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Deck,Hardwood Floors,Kitchen Window,Tile Floors
PostalCity Clearwater

Interior Features

Basement Block,Daylight/Lookout Windows,Egress Window(s),Unfinished
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1437
3/4 Baths 1
Laundry Features In Basement
Total Bedrooms 2
Total Baths 2
Bath Desc Full Basement,Main Floor 3/4 Bath
Dining Room Description Separate/Formal Dining Room
Foundation Dimensions 28 X 26
Fuel Natural Gas
Garage Dimensions 36 X 24
Garage Door Width 7
Garage Square Feet 864

Exterior Features

Parking Features Detached Garage,Concrete
Water Source City Water/Connected
Lot Size Area 0.44
Building Area Total 2219
Lot Dimensions 120 X 160
Waterfront Y/N No
Foundation Area 782
Road Frontage Type City Street,Paved Streets

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/10/2026 Listed $330,000

Property vs Zip Code Average in 55320

Price
AVG $420K
$330K
Taxes
AVG $2,583
$3,384
Year Built
AVG 2002
1947
Visits
AVG 63
3
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

435 Bluff Street Clearwater, MN is a Single Family Home for sale at $330000 with 1437 sqft and a lot size of 0.44 Acres Acre(s). 435 Bluff Street Clearwater has 2 bedrooms, 2 baths and was built in 1947. The property's zip code is 55320 which is in Clearwater, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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