Lori Gustafson

817 3rd Street S

Cold Spring, MN
$ 359,000 Beds 4 Baths 2 Sq 2,826
Monthly Estimate* How much can I afford?

Discover the perfect blend of iconic mid-century architecture and thoughtful modern updates in this custom home. The updated kitchen flows seamlessly into the living room, where a gas fireplace sets a warm, welcoming tone for everyday living. Host unforgettable gatherings in the large formal dining area, anchored by a classic wood-burning fireplace full of character. The main-floor family room offers a true showstopper: an indoor grill paired with a cozy wood stove, ideal for entertaining year-round. Step through the large sliding doors to a spacious patio, made for outdoor dining and get-togethers. Location is unbeatable; this home backs directly to Pioneer Park, putting a volleyball court, skate park, playground, and ball park just steps from your backyard. Both bathrooms have been completely renovated with a fresh, modern touch. The finished lower level adds even more living space with a family room featuring a wet bar, a 4th bedroom, and a generous cedar closet for extra storage. Car and hobby enthusiasts will love the 4-stall tandem garage, insulated and heated, plus a lot that accommodates camper parking. Keep the lawn lush and green effortlessly with the underground sprinkler system. This one-of-a-kind home offers style, space, and an unbeatable location. Schedule your showing today!

Single Family

  • Price
  • $ 359,000
  • City
  • Cold Spring
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • STEARNS
  • Half Bathrooms
  • 0
  • Area
  • Theis Sub #1
  • Lot Size
  • 0.24 Acres
  • Zip
  • 56320
  • Sqr Footage
  • 2,826
  • Year Built
  • 1953
  • Taxes
  • $ 3014
  • Style
  • Single Family
  • MLS#
  • 7141331
Listed By: Century 21 First Realty, Inc.
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2826
Sewer City Sewer/Connected
Heating Baseboard,Forced Air,Fireplace(s),Wood Stove
Cooling Central Air
Roof Flat,Rubber
Appliances Dishwasher,Disposal,Dryer,Electric Water Heater,ENERGY STAR Qualified Appliances,Humidifier,Indoor Grill,Microwave,Range,Refrigerator,Stainless Steel Appliances,Washer,Water Softener Owned
Garage Spaces 4
Pool Features None
Construction Materials Concrete
Year Built 1953
Levels One
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Stearns
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Theis Sub #1
Full Baths 2
Directions North on Red River to 1st St S. L on 7th,R on 3rd
City Cold Spring
High School District Rocori
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 3014
Additional Parcels Y/N No
Virtual Tour https://nam02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fmy.matterport.com%2Fshow%2F%3Fm%3DUgfkfaBirRP&data=05%7C02%7Csking%40c21first.net%7Cf92ab0541cc44130616e08df18e22ee0%7C5b5d48a438c443
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Kitchen Window,Main Floor Primary Bedroom,Paneled Doors,Security Lights,In-Ground Sprinkler,Washer/Dryer Hookup,Wet Bar
PostalCity Cold Spring

Interior Features

Basement Egress Window(s),Finished,Storage Space
Total Fireplaces 3
Fireplace Features Family Room,Gas,Living Room,Stone,Wood Burning,Wood Burning Stove
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1749
Laundry Features In Basement,Electric Dryer Hookup,Gas Dryer Hookup
Total Bedrooms 4
Below Grade Finished Area 1077
Total Baths 2
Bath Desc Full Basement,Main Floor Full Bath
Dining Room Description Separate/Formal Dining Room
Foundation Dimensions 39x31x22x4x17x27
Fuel Natural Gas,Wood
Garage Dimensions 44x22
Garage Square Feet 968

Exterior Features

Fencing Partial,Privacy
Parking Features Detached Garage,Gravel,Concrete,Garage Door Opener,Heated Garage,Insulated Garage,RV Access/Parking,Tandem Garage
Lot Features Corner Lot,Property Adjoins Public Land
Water Source City Water/Connected
Lot Size Area 0.24
Building Area Total 2890
Lot Dimensions 65x160
Waterfront Y/N No
Foundation Area 1141
Road Frontage Type City Street,Curbs,Paved Streets,Storm Sewer
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/10/2026 Listed $359,000

Property vs Zip Code Average in 56320

Price
AVG $390K
$360K
Taxes
AVG $2,879
$3,014
Year Built
AVG 1971
1953
Visits
AVG 323
22
Data Provided by Inside Real Estate®

Areas That We Cover

817 3rd Street S Cold Spring, MN is a Single Family Home for sale at $359000 with 2826 sqft and a lot size of 0.24 Acres Acre(s). 817 3rd Street S Cold Spring has 4 bedrooms, 2 baths and was built in 1953. The property's zip code is 56320 which is in Cold Spring, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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