Lori Gustafson

208 N High Street

Lake City, MN
$ 265,000 Beds 3 Baths 2 Sq 2,112
Monthly Estimate* How much can I afford?

Welcome to this spacious and whimsical Lake City cottage, brimming with character, charm, and exceptional curb appeal. Beautiful perennial gardens and thoughtfully planted landscaping welcome you to a home that truly feels special. The main level offers an inviting blend of living and entertaining spaces, including a large family room, living room, and formal dining room. The updated eat-in kitchen features granite countertops and newer-style cabinetry, with a convenient deck just off the kitchen. Two charming porches provide additional spaces to relax, entertain, and enjoy the neighborhood—plus, they offer a front-row view of the Water Ski Days Parade! The updated main-floor bathroom adds modern convenience, while the upper-level features three generously sized bedrooms, a bathroom with a classic clawfoot tub, and a spacious storage room that could easily be transformed into a home office, studio, or bonus room. Beautiful original woodwork and hardwood floors add warmth and timeless character throughout the home. Front and back stairways provide added convenience and flexibility. The large basement features tall ceilings and excellent storage potential. Recent improvements include a complete reroof in 2023, replacement of the AC in 2024, new basement glass block windows in 2023, a new water heater in 2026, and replacement of the north-side retaining wall in 2025. The previous owner also completed numerous thoughtful updates, detailed in the prior seller's disclosure included in the supplements. Ideally located near Lake City's shops and retail, as well as the parks and recreational opportunities along Lake Pepin, this home puts you close to all that makes the community so special. Walk to the farmers market, enjoy the nearby parks, or relax on your porch and take in the festivities. With its distinctive architecture, beautiful gardens, original details, and wonderful location, this is more than a house—it’s a unique and character-filled home in the charming town of Lake City.

Single Family

  • Price
  • $ 265,000
  • City
  • Lake City
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WABASHA
  • Half Bathrooms
  • 0
  • Area
  • Lake City
  • Lot Size
  • 0.172 Acres
  • Zip
  • 55041
  • Sqr Footage
  • 2,112
  • Year Built
  • 1912
  • Taxes
  • $ 3126
  • Style
  • Single Family
  • MLS#
  • 7140938
Listed By: Fuze Real Estate
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2112
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less,Asphalt
Appliances Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
Garage Spaces 1
Year Built 1912
Levels Two
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Wabasha
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Lake City
Other Structures Storage Shed
Full Baths 1
Directions Hwy 61 to Lake City,right on W Walnut,left on N High St.,home on left.
City Lake City
High School District Lake City
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 3126
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
PostalCity Lake City

Interior Features

Basement Block,Daylight/Lookout Windows,Full
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 2112
3/4 Baths 1
Laundry Features Main Level
Total Bedrooms 3
Total Baths 2
Bath Desc Main Floor 3/4 Bath,Upper Level Full Bath
Dining Room Description Eat In Kitchen
Fuel Natural Gas
Garage Dimensions 20x10
Garage Square Feet 200

Exterior Features

Fencing Full,Wood
Parking Features Detached Garage
Water Source City Water/Connected
Lot Size Area 0.172
Building Area Total 2112
Lot Dimensions Irregular
Waterfront Y/N No
Foundation Area 1134

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/10/2026 Listed $265,000

Property vs Zip Code Average in 55041

Price
AVG $440K
$270K
Taxes
AVG $4,031
$3,126
Year Built
AVG 1970
1912
Visits
AVG 44
9
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

208 N High Street Lake City, MN is a Single Family Home for sale at $265000 with 2112 sqft and a lot size of 0.172 Acres Acre(s). 208 N High Street Lake City has 3 bedrooms, 2 baths and was built in 1912. The property's zip code is 55041 which is in Lake City, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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