Lori Gustafson

1905 Garden Lane

White Bear Lake, MN
$ 549,000 Beds 4 Baths 2 Sq 2,281 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to this beautifully maintained 4-bedroom, 2-bathroom home situated on a rare, sprawling 0.4-acre double lot! Nestled in a highly sought-after White Bear Lake neighborhood, you are just moments away from the vibrant shopping, dining, schools and lakeside charm of downtown White Bear Lake. From the moment you arrive, the incredible curb appeal, meticulous landscaping, private fenced-in backyard, and brand-new roof, gutters, soffit, and fascia (2025) will catch your eye. The inviting main level features Karndean luxury vinyl plank flooring and an updated kitchen complete with a Cambria quartz island countertop and newer premium appliances, including a JennAir downdraft oven and refrigerator. The main level also holds two comfortable bedrooms and a full bathroom. Head upstairs to find the ultimate hangout space—a massive bonus room complete with a cozy gas fireplace. The fully remodeled basement (2021-2022) offers two additional bedrooms, a 3/4 bathroom, and an abundance of storage space. Rest easy knowing the big-ticket maintenance items are already done, including a high-efficiency furnace with central air and an Aprilaire purification system (2021), an updated electrical panel with a fireman shutoff (2025), and a new water heater. Car enthusiasts, hobbyists, and outdoor lovers will be thrilled by the parking options. In addition to the attached 2-stall garage with an insulated garage door, the property features a detached outbuilding. This oversized 2-stall garage is the perfect setup for a workshop, boat storage, or keeping all your favorite toys. Don't miss the chance to make this deeply cared-for, turn-key gem your own! Click the link to explore the full photo gallery and take the 3D virtual tour today.

Single Family

  • Price
  • $ 549,000
  • City
  • White Bear Lake
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • RAMSEY
  • Half Bathrooms
  • 0
  • Area
  • Interlachen Gardens - - Ramsey Co
  • Lot Size
  • 0.407 Acres
  • Zip
  • 55110
  • Sqr Footage
  • 2,281
  • Year Built
  • 1979
  • Taxes
  • $ 6990
  • Style
  • Single Family
  • MLS#
  • 7140756
Listed By: POP Realty MN
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2281
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less,Architectural Shingle
Appliances Dishwasher,Dryer,Humidifier,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliances,Washer
Garage Spaces 4
Pool Features None
Year Built 1979
Electric Circuit Breakers
Levels One and One Half
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Ramsey
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Interlachen Gardens,Ramsey Co
Other Structures Garage(s),Gazebo
Full Baths 1
Directions Bald Eagle Avenue,West on Garden Lane
City White Bear Lake
High School District White Bear Lake
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 6990
Additional Parcels Y/N No
Virtual Tour https://my.matterport.com/show/?m=KNEh1nxgURX&mls=1
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Deck,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Natural Woodwork,Other,Patio,Paneled Doors,Tile Floors,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet
PostalCity White Bear Lake

Interior Features

Basement Block,Drain Tiled,Egress Window(s),Finished,Storage Space,Sump Pump,Tile Shower
Total Fireplaces 1
Fireplace Features Gas,Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1606
3/4 Baths 1
Laundry Features Lower Level
Total Bedrooms 4
Below Grade Finished Area 675
Total Baths 2
Bath Desc 3/4 Primary,Main Floor Full Bath,Primary Walk-Thru
Dining Room Description Eat In Kitchen,Informal Dining Room,Kitchen/Dining Room
Fuel Natural Gas
Garage Dimensions 23x21 23x17
Garage Square Feet 483

Exterior Features

Fencing Chain Link,Wood
Parking Features Attached Garage,Concrete,Garage Door Opener,Insulated Garage,Storage
Lot Features Irregular Lot,Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.407
Building Area Total 2416
Lot Dimensions 142x143x145x108
Waterfront Y/N No
Foundation Area 810
Road Frontage Type City Street
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/9/2026 Listed $559,000
9/16/2026 2% - $549,000

Property vs Zip Code Average in 55110

Price
AVG $530K
$550K
Taxes
AVG $5,987
$6,990
Year Built
AVG 1975
1979
Visits
AVG 67
18
Data Provided by Inside Real Estate®

Areas That We Cover

1905 Garden Lane White Bear Lake, MN is a Single Family Home for sale at $549000 with 2281 sqft and a lot size of 0.407 Acres Acre(s). 1905 Garden Lane White Bear Lake has 4 bedrooms, 2 baths and was built in 1979. The property's zip code is 55110 which is in White Bear Lake, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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