Lori Gustafson

126 20th Avenue N

Saint Cloud, MN
$ 174,900 Beds 2 Baths 2 Sq 1,023
Monthly Estimate* How much can I afford?

Move-in ready and truly turnkey, this clean, well cared for one-story home in a quiet Saint Cloud neighborhood is ready for its next owner. Everything has already been done for you: brand new roof (9/26), newer siding, new carpet, new water heater, new stove, all stainless steel appliances, fresh paint, and new appliances throughout. The finished lower level adds valuable extra living space and includes convenient storage, along with your own washer and dryer right in the home. No more hauling laundry to the laundromat! With 2 bedrooms and 2 bathrooms, this home offers more than the square footage suggests. Park with ease in the attached one car garage, and step outside to your very own three-quarter fenced backyard, a private space that's truly yours to garden in, grill in, and enjoy without sharing it the way you would in a rental. Located close to shopping in a peaceful, established neighborhood. Quick closing is possible. If you're coming from a rental, this is your chance to trade laundromat trips, thin walls, and shared outdoor space for a place that's truly your own. There are loan programs available for qualifying first-time buyers with as little as 3% down, so if you've been paying rent, it may be worth exploring whether owning could actually cost less and start building equity for you instead of your landlord. Schedule your showing today

Single Family

  • Price
  • $ 174,900
  • City
  • Saint Cloud
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • STEARNS
  • Half Bathrooms
  • 0
  • Area
  • HIGHLAND PARK ADDN
  • Lot Size
  • 0.12 Acres
  • Zip
  • 56303
  • Sqr Footage
  • 1,023
  • Year Built
  • 1948
  • Taxes
  • $ 1584
  • Style
  • Single Family
  • MLS#
  • 7140604
Listed By: Coldwell Banker Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1023
Sewer City Sewer/Connected
Heating Forced Air
Cooling None
Roof Age 8 Years or Less
Appliances Dryer,Gas Water Heater,Range,Refrigerator,Washer
Garage Spaces 1
Construction Materials Block
Year Built 1948
Electric Circuit Breakers
Levels One
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Stearns
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name HIGHLAND PARK ADDN
Full Baths 1
Directions Hwy. 15 to 23 E. North on Cooper Ave. West on 1st Ave. North on 20th Ave. to home.
City Saint Cloud
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 1584
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Kitchen Window,Main Floor Primary Bedroom,Paneled Doors,Washer/Dryer Hookup
PostalCity Saint Cloud

Interior Features

Basement Block,Daylight/Lookout Windows,Finished,Storage Space
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 624
3/4 Baths 1
Laundry Features In Basement,Electric Dryer Hookup,Laundry Room
Total Bedrooms 2
Below Grade Finished Area 399
Total Baths 2
Bath Desc 3/4 Basement,Main Floor Full Bath
Foundation Dimensions 26x24
Fuel Natural Gas
Garage Dimensions 20x9
Garage Square Feet 180

Exterior Features

Fencing Chain Link,Partial,Wood
Parking Features Detached Garage,Garage Door Opener,Storage
Water Source City Water/Connected
Lot Size Area 0.12
Building Area Total 1248
Lot Dimensions 127x40
Waterfront Y/N No
Foundation Area 624
Road Frontage Type City Street,Sidewalks
Road Responsibility Private Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/8/2026 Listed $174,900

Property vs Zip Code Average in 56303

Price
AVG $300K
$170K
Taxes
AVG $3,785
$1,584
Year Built
AVG 1969
1948
Visits
AVG 102
14
Data Provided by Inside Real Estate®

Areas That We Cover

126 20th Avenue N Saint Cloud, MN is a Single Family Home for sale at $174900 with 1023 sqft and a lot size of 0.12 Acres Acre(s). 126 20th Avenue N Saint Cloud has 2 bedrooms, 2 baths and was built in 1948. The property's zip code is 56303 which is in Saint Cloud, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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