Lori Gustafson

977 45th Avenue Ne

Saint Cloud, MN
$ 398,000 Beds 4 Baths 3.5 Sq 2,545
Monthly Estimate* How much can I afford?

Skip the wait for new construction—this beautiful 2025-built home is move-in ready and already has the finishing touches in place! Featuring 4 bedrooms, 4 bathrooms, and a thoughtfully designed layout, the home offers modern finishes, spacious living areas, and plenty of room for everyday living and entertaining. The seller has already invested in professional sod installation, giving you an established yard without the added expense or hassle. Enjoy the feel and peace of mind of a nearly new home without starting from scratch. Come see everything this home has to offer!

Single Family

  • Price
  • $ 398,000
  • City
  • Saint Cloud
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • BENTON
  • Half Bathrooms
  • 1
  • Area
  • Whispering Meadows
  • Lot Size
  • 0.125 Acres
  • Zip
  • 56304
  • Sqr Footage
  • 2,545
  • Year Built
  • 2025
  • Taxes
  • $ 268
  • Style
  • Single Family
  • MLS#
  • 7140477
Listed By: RE/MAX Results
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2545
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less,Asphalt
Appliances Dishwasher,Microwave,Range,Stainless Steel Appliances
HOA Fee 118
Garage Spaces 2
Association Fee Includes Lawn Care,Snow Removal
Construction Materials Block
Year Built 2025
Electric 100 Amp Service
Levels Two
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Monthly
County Benton
New Construction No
Property Type Residential
HOA Yes
Contingency None
Subdivision Name Whispering Meadows
Full Baths 1
Directions From County Road 47 - 2nd Street SE,turn L on 47th Ave NE (0.8 MI) Turn L on 45th Ave NE,go to House 977
City Saint Cloud
Association Name Water Edge at Donovan Lake Master Association
High School District Sauk Rapids-Rice
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 268
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
PostalCity Saint Cloud

Interior Features

Basement Block,Daylight/Lookout Windows,Finished,Walkout
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1720
Half Baths 1
3/4 Baths 2
Laundry Features Upper Level
Total Bedrooms 4
Below Grade Finished Area 825
Total Baths 4
Bath Desc Upper Level Full Bath
Dining Room Description Kitchen/Dining Room
Fuel Natural Gas
Garage Dimensions 23x20
Garage Door Width 7
Garage Square Feet 460

Exterior Features

Parking Features Attached Garage,Concrete
Water Source City Water/Connected
Lot Size Area 0.125
Building Area Total 2580
Lot Dimensions irregular
Waterfront Y/N No
Foundation Area 860

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/8/2026 Listed $398,000

Property vs Zip Code Average in 56304

Price
AVG $300K
$400K
Taxes
AVG $2,992
$268
Year Built
AVG 1983
2025
Visits
AVG 132
36
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

977 45th Avenue Ne Saint Cloud, MN is a Single Family Home for sale at $398000 with 2545 sqft and a lot size of 0.125 Acres Acre(s). 977 45th Avenue Ne Saint Cloud has 4 bedrooms, 3 baths and was built in 2025. The property's zip code is 56304 which is in Saint Cloud, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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