Lori Gustafson

12224 278th Avenue Nw

Zimmerman, MN
$ 409,000 Beds 3 Baths 2 Sq 2,105
Monthly Estimate* How much can I afford?

This beautiful and charming home is set on a private wooded 2.5 acre lot, only minutes from shopping, restaurants, and entertainment. It features a large 3 car garage with work bench, 220 amp service, and extra storage. The entry has a large walk in closet for coats and boots. The living room contains vaulted ceiling and several display places for home decor. There is a master suite with walk through bathroom and walk in closet. The second upper bedroom is very spacious, also with a walk in closet. The family room has a gas fireplace, surround sound, and walkout to a bright three season porch surrounded by windows. The septic was replace in June 2026, and also has newer windows, gutters, roof, furnace, A/?, water heater, exterior paint, and a tar driveway. There is a trail that leads to the back end of the property, which the sellers call "the back 40", where you will find a firepit, electrical service and water. This really is a lovely property. Move in ready, or bring your creativity for more equity. Come take a tour.

Single Family

  • Price
  • $ 409,000
  • City
  • Zimmerman
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • SHERBURNE
  • Half Bathrooms
  • 0
  • Area
  • White Oak Estates
  • Lot Size
  • 2.5 Acres
  • Zip
  • 55398
  • Sqr Footage
  • 2,105
  • Year Built
  • 1992
  • Taxes
  • $ 2954
  • Style
  • Single Family
  • MLS#
  • 7140475
Listed By: Keller Williams Classic Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2105
Sewer Private Sewer,Septic System Compliant - No,Tank with Drainage Field
Heating Forced Air,Fireplace(s)
Cooling Central Air
Roof Age 8 Years or Less
Appliances Dishwasher,Dryer,Gas Water Heater,Range,Refrigerator,Washer
Garage Spaces 3
Construction Materials Block,Concrete
Year Built 1992
Electric Circuit Breakers
Levels Split Entry (Bi-Level)
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Sherburne
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name White Oak Estates
Full Baths 2
Directions 169 N of Zimmerman to 278th Ave,go right,house on left
City Zimmerman
High School District Princeton
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 2954
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Natural Woodwork,Porch,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet
PostalCity Zimmerman

Interior Features

Basement Block,Finished,Full,Sump Pump,Walkout
Total Fireplaces 1
Fireplace Features Brick,Circulating,Family Room,Full Masonry,Gas,Insert
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1208
Laundry Features In Basement,Gas Dryer Hookup,Lower Level,Laundry Room,Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 897
Total Baths 2
Bath Desc Full Basement,Main Floor Full Bath,Primary Walk-Thru
Dining Room Description Informal Dining Room
Foundation Dimensions 41x26
Fuel Natural Gas
Garage Dimensions 32x22
Garage Door Width 7
Garage Square Feet 704

Exterior Features

Fencing None
Parking Features Attached Garage,Asphalt,Electric,Garage Door Opener,Storage
Lot Features Tree Coverage - Heavy
Water Source Drilled,Private,Well
Lot Size Area 2.5
Building Area Total 2274
Lot Dimensions 174x524x283x456
Waterfront Y/N No
Foundation Area 1066
Road Frontage Type City Street

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/8/2026 Listed $414,000
9/22/2026 2% - $409,000

Property vs Zip Code Average in 55398

Price
AVG $510K
$410K
Taxes
AVG $2,640
$2,954
Year Built
AVG 2009
1992
Visits
AVG 126
18
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

12224 278th Avenue Nw Zimmerman, MN is a Single Family Home for sale at $409000 with 2105 sqft and a lot size of 2.5 Acres Acre(s). 12224 278th Avenue Nw Zimmerman has 3 bedrooms, 2 baths and was built in 1992. The property's zip code is 55398 which is in Zimmerman, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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