Lori Gustafson

6101 Oak Circle

North Branch, MN
$ 359,900 Beds 5 Baths 2.5 Sq 2,500
Monthly Estimate* How much can I afford?

Unique and versatile up/down duplex/multi-generational setup opportunity in a convenient North Branch location! This spacious 5-bedroom, 3-bath home is currently configured as two separate living spaces, offering an ideal setup for multi-generational living, owner-occupancy with rental income potential, or an investment property. The main-level 3-bedroom residence features a spacious living room, full kitchen and dining area, 1 full bath plus a convenient 1/2 primary bath, beautiful hardwood floors, attached garage, private entrance, laundry in garage, and its own driveway off Oak Circle. The separate lower-level 2-bedroom space offers its own private entrance and driveway off Birch Street, a full kitchen, 2 oversize BR's, spacious living area, in-unit laundry, and 3/4 jack-n-jill style bathroom. Recent updates include fresh paint and flooring in select areas, along with several new windows. Situated on a generous tree-lined lot spanning between Oak Circle and Birch Street with mature trees, a storage shed, fenced yard, and plenty of outdoor space. Enjoy the convenience of being close to schools, shopping, restaurants, parks, and everyday amenities, with quick access to I-35 for an easy commute. A rare opportunity offering two distinct living spaces with exceptional separation and flexibility—all in the heart of North Branch!

Single Family

  • Price
  • $ 359,900
  • City
  • North Branch
  • Bedrooms
  • 5
  • Full Bathrooms
  • 2
  • County
  • CHISAGO
  • Half Bathrooms
  • 1
  • Area
  • North Oaks
  • Lot Size
  • 0.517 Acres
  • Zip
  • 55056
  • Sqr Footage
  • 2,500
  • Year Built
  • 1966
  • Taxes
  • $ 2832
  • Style
  • Single Family
  • MLS#
  • 7140227
Listed By: Realty Executives Top Results
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2500
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less,Asphalt
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliances,Washer
Garage Spaces 2
Year Built 1966
Levels One
Property Subtype Single Family
Tax Year 2025
Accessibility None
County Chisago
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name North Oaks
Other Structures Storage Shed
Full Baths 1
Directions I35 to North Branch exit,East on 95 to north on 8th Ave to Oak Circle west to home on south side.
City North Branch
High School District North Branch
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 2832
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Hardwood Floors,Kitchen Window,Main Floor Primary Bedroom,Washer/Dryer Hookup
PostalCity North Branch

Interior Features

Basement Block,Daylight/Lookout Windows,Egress Window(s),Finished,Full,Kitchenette,Single Tenant Access,Walkout
Basement (Y/N) Yes
Above Grade Finished Area 1250
Half Baths 1
3/4 Baths 1
Laundry Features In Garage,In Kitchen,Lower Level,Laundry Room,Main Level
Total Bedrooms 5
Below Grade Finished Area 1250
Total Baths 3
Bath Desc 3/4 Basement,Main Floor 1/2 Bath,Main Floor Full Bath
Dining Room Description Breakfast Bar,Eat In Kitchen,Informal Dining Room,Kitchen/Dining Room
Fuel Natural Gas
Garage Dimensions 24x22
Garage Square Feet 528

Exterior Features

Fencing Chain Link
Parking Features Attached Garage,Asphalt,Garage Door Opener,Other
Lot Features Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.517
Building Area Total 2540
Lot Dimensions 150x150
Waterfront Y/N No
Foundation Area 1250
Road Frontage Type City Street,Paved Streets
Road Responsibility Private Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/16/2026 Listed $359,900

Property vs Zip Code Average in 55056

Price
AVG $530K
$360K
Taxes
AVG $4,053
$2,832
Year Built
AVG 1998
1966
Visits
AVG 104
6
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

6101 Oak Circle North Branch, MN is a Single Family Home for sale at $359900 with 2500 sqft and a lot size of 0.517 Acres Acre(s). 6101 Oak Circle North Branch has 5 bedrooms, 2 baths and was built in 1966. The property's zip code is 55056 which is in North Branch, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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