Lori Gustafson

1284 12th Avenue N

Saint Cloud, MN
$ 299,900 Beds 5 Baths 2 Sq 2,360
Monthly Estimate* How much can I afford?

Move-in ready with a HEATED/COOLED SHOP in a quiet northside neighborhood with updates throughout and plenty of space to spread out! This 5-bedroom, 2-bath home features an updated kitchen, bathrooms with tiled showers, updated flooring and more, along with multiple living spaces and a partially finished lower level. The lower-level bathroom is ready to finish, offering an easy opportunity to add even more functionality. Outside, you’ll love the heated 2-stall attached garage plus the impressive 30x40 heated and air-conditioned detached shop—perfect for hobbies, projects, toys or extra storage. The back yard is also fenced with a concrete patio/firepit. A rare combination of an updated home, flexible living space and exceptional garage/shop space!

Single Family

  • Price
  • $ 299,900
  • City
  • Saint Cloud
  • Bedrooms
  • 5
  • Full Bathrooms
  • 2
  • County
  • STEARNS
  • Half Bathrooms
  • 0
  • Area
  • North Side Park Add
  • Lot Size
  • 0.28 Acres
  • Zip
  • 56303
  • Sqr Footage
  • 2,360
  • Year Built
  • 1966
  • Taxes
  • $ 3124
  • Style
  • Single Family
  • MLS#
  • 7139535
Listed By: Agency North Real Estate, Inc
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2360
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Architectural Shingle
Appliances Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliances,Washer
Garage Spaces 4
Construction Materials Frame
Year Built 1966
Electric Circuit Breakers
Levels One and One Half
Property Subtype Single Family
Tax Year 2025
Accessibility None
County Stearns
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name North Side Park Add
Other Structures Garage(s),Workshop
Full Baths 1
Directions getting
City Saint Cloud
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 3124
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Kitchen Window,Patio
PostalCity Saint Cloud

Interior Features

Basement Finished,Full
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1610
3/4 Baths 1
Laundry Features In Basement
Total Bedrooms 5
Below Grade Finished Area 750
Total Baths 2
Bath Desc Main Floor Full Bath,Upper Level 3/4 Bath
Dining Room Description Informal Dining Room
Fuel Electric,Natural Gas
Garage Dimensions 22x22
Garage Door Width 8
Garage Square Feet 484

Exterior Features

Fencing Chain Link
Parking Features Attached Garage,Detached Garage,Concrete,Electric,Garage Door Opener,Heated Garage,Insulated Garage,Multiple Garages
Lot Features Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.28
Building Area Total 3050
Lot Dimensions 125x94x125x100
Waterfront Y/N No
Foundation Area 1440
Road Frontage Type City Street
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/14/2026 Listed $299,900

Property vs Zip Code Average in 56303

Price
AVG $300K
$300K
Taxes
AVG $3,785
$3,124
Year Built
AVG 1969
1966
Visits
AVG 102
3
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

1284 12th Avenue N Saint Cloud, MN is a Single Family Home for sale at $299900 with 2360 sqft and a lot size of 0.28 Acres Acre(s). 1284 12th Avenue N Saint Cloud has 5 bedrooms, 2 baths and was built in 1966. The property's zip code is 56303 which is in Saint Cloud, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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