Lori Gustafson

655 Simpson Street

Saint Paul, MN
$ 315,000 Beds 3 Baths 1.5 Sq 1,332
Monthly Estimate* How much can I afford?

Well maintained 1912 two story on a well kept street in Saint Paul's Hamline-Midway. Out back is a true heated shop: 24x24 detached, fully insulated, 10 foot ceilings, 240V service, with the heat on a programmable timer so it is warm before you walk in. Inside, the big work has been done. Main level plaster was replaced with drywall and the walls were reinsulated while they were open, every ceiling had the popcorn removed and was resurfaced with knockdown, and hardwood floors run under the carpet throughout. The roof was new in 2020, the water heater in 2023, and the electrical panel was updated to circuit breakers with a hardwired smoke detector in 2015. The chimney was tuckpointed with a new cap in 2012 and the main water shutoffs were replaced with ball valves this year. Vinyl siding and an insulated attic mean the exterior never needs paint. The basement has tall ceilings, stays very dry, and leaves room to expand. Located six blocks from the Green Line light rail and under a mile from Allianz Field, with Hamline University and the shops and restaurants along Snelling Avenue nearby. Easy access to I-94 and both downtowns.

Single Family

  • Price
  • $ 315,000
  • City
  • Saint Paul
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • RAMSEY
  • Half Bathrooms
  • 1
  • Area
  • Hamline Syndicate Add - No2
  • Lot Size
  • 0.084 Acres
  • Zip
  • 55104
  • Sqr Footage
  • 1,332
  • Year Built
  • 1912
  • Taxes
  • $ 3923
  • Style
  • Single Family
  • MLS#
  • 7139061
Listed By: LPT Realty, LLC
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1332
Sewer City Sewer/Connected
Heating Hot Water
Cooling Window Unit(s)
Roof Age 8 Years or Less
Appliances Dryer,Range,Refrigerator,Washer
Garage Spaces 2
Year Built 1912
Electric Circuit Breakers
Levels Two
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Ramsey
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Hamline Syndicate Add,No2
Full Baths 1
Directions North on Snelling from 94. East on Thomas Ave W,North on Simpson St 1.5 blocks on the left
City Saint Paul
High School District St. Paul
Zoning Description Residential-Single Family
Lot Size Units Acres
Carport Spaces 1
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 3923.74
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Hardwood Floors,Kitchen Window,Primary Bedroom Walk-In Closet,Natural Woodwork,Porch
PostalCity Saint Paul

Interior Features

Basement Full
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1332
1/4 Baths 1
Laundry Features In Basement
Total Bedrooms 3
Total Baths 2
Bath Desc Upper Level Full Bath
Dining Room Description Separate/Formal Dining Room
Fuel Natural Gas
Garage Dimensions 24x24
Garage Square Feet 576

Exterior Features

Parking Features Detached Garage
Water Source City Water/Connected
Lot Size Area 0.084
Building Area Total 1928
Lot Dimensions 37x100
Waterfront Y/N No
Foundation Area 686

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/5/2026 Listed $325,000
9/21/2026 4% - $315,000

Property vs Zip Code Average in 55104

Price
AVG $380K
$320K
Taxes
AVG $5,691
$3,923
Year Built
AVG 1919
1912
Visits
AVG 148
44
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

655 Simpson Street Saint Paul, MN is a Single Family Home for sale at $315000 with 1332 sqft and a lot size of 0.084 Acres Acre(s). 655 Simpson Street Saint Paul has 3 bedrooms, 1 baths and was built in 1912. The property's zip code is 55104 which is in Saint Paul, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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