Lori Gustafson

6609 96th Street S

Cottage Grove, MN
$ 574,990 Beds 5 Baths 4 Sq 3,401
Monthly Estimate* How much can I afford?

Looking for a home with plenty of space for the whole family? This beautiful two-story Capstone-built home offers an impressive blend of space, comfort, and functionality, set on a spacious 0.30-acre fully fenced lot in Cottage Grove. The main level includes a bedroom and full bathroom, making it ideal for guests, a home office, or multi-generational living. The heart of the home is the stunning gourmet kitchen, featuring quartz countertops, a gas range, custom range hood, oversized island, abundant cabinetry, walk-in pantry, and butler’s pantry. The kitchen flows seamlessly into the dining and living areas, creating an inviting open-concept space for everyday living and entertaining. A stone-surround gas fireplace adds warmth and character to the living room. Upstairs, you’ll find an open loft area and four generously sized bedrooms, including a private owner’s suite. The spacious owner’s retreat features a walk-in closet, separate soaking tub, glass-enclosed shower, private water closet, and bidet. The Jack-and-Jill bathroom provides separate entrances and vanities for added convenience, while the nearby laundry room keeps everyday routines easy and efficient. With more than 3,400 finished square feet already completed, there is still even more potential downstairs. The expansive unfinished lower level includes a bathroom rough-in and offers endless possibilities to create additional living space, a home theater, gym, recreation area, or whatever fits your lifestyle. The oversized three-car garage provides plenty of room for vehicles, storage, and all your extras. Outside, the fully fenced yard gives you space to enjoy the outdoors while offering privacy and functionality. Located near parks, trails, shopping, restaurants, Mississippi Dunes Reserve, Ravine Park, and major commuter routes, this home combines convenience with plenty of room to grow. Why build new when you can have the space, upgrades, fenced yard with in ground sprinkler system, and finished living areas you want already in place—plus the opportunity to make the lower level your own?

Single Family

  • Price
  • $ 574,990
  • City
  • Cottage Grove
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • WASHINGTON
  • Half Bathrooms
  • 0
  • Area
  • Mississippi Dunes Estates Fifth Add
  • Lot Size
  • 0.288 Acres
  • Zip
  • 55016
  • Sqr Footage
  • 3,401
  • Year Built
  • 2018
  • Taxes
  • $ 7487
  • Style
  • Single Family
  • MLS#
  • 7138830
Listed By: eXp Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 3401
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less
Appliances Air-To-Air Exchanger,Dishwasher,Disposal,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliances,Wall Oven,Washer
HOA Fee 92
Garage Spaces 3
Association Fee Includes None
Construction Materials Concrete
Year Built 2018
Electric Circuit Breakers
Levels Two
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Annually
County Washington
New Construction No
Property Type Residential
HOA Yes
Contingency None
Subdivision Name Mississippi Dunes Estates Fifth Add
Full Baths 4
Directions US-10 to 80th Street to Hadley Ave S. At the Roundabout,go west on 95th St S and south on Mississippi Dunes Blvd to 96th St.
City Cottage Grove
Association Name Mississippi Dunes
High School District South Washington County
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 7487
Additional Parcels Y/N No
Standard Status Active
Lender Owned Not Disclosed
Amenities Unit Ceiling Fan(s),Indoor Sprinklers,Kitchen Center Island,Kitchen Window,Main Floor Primary Bedroom,Porch,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet,Walk-Up Attic
PostalCity Cottage Grove

Interior Features

Basement Block,Unfinished
Total Fireplaces 1
Fireplace Features Gas,Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 3401
Laundry Features Gas Dryer Hookup,Sink,Upper Level,Washer Hookup
Total Bedrooms 5
Total Baths 4
Bath Desc Full Primary,Full Jack & Jill,Main Floor Full Bath,Rough In,Upper Level Full Bath
Dining Room Description Breakfast Bar,Eat In Kitchen,Separate/Formal Dining Room
Fuel Natural Gas
Garage Dimensions 30x22
Garage Square Feet 660

Exterior Features

Fencing Chain Link,Full
Parking Features Attached Garage
Water Source City Water/Connected
Lot Size Area 0.288
Building Area Total 5002
Lot Dimensions 85x154x86x140
Waterfront Y/N No
Foundation Area 3401

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/5/2026 Listed $599,990
9/25/2026 5% - $574,990

Property vs Zip Code Average in 55016

Price
AVG $550K
$570K
Taxes
AVG $3,913
$7,487
Year Built
AVG 2011
2018
Visits
AVG 91
51
Data Provided by Inside Real Estate®

Areas That We Cover

6609 96th Street S Cottage Grove, MN is a Single Family Home for sale at $574990 with 3401 sqft and a lot size of 0.288 Acres Acre(s). 6609 96th Street S Cottage Grove has 5 bedrooms, 4 baths and was built in 2018. The property's zip code is 55016 which is in Cottage Grove, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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