Lori Gustafson

20 Deer Hills Drive

North Oaks, MN
$ 677,000 Beds 3 Baths 3.5 Sq 3,596
Monthly Estimate* How much can I afford?

First time on the market. This two-story walkout is situated with pond views in North Oaks, near Pleasant Lake and North Oaks Country Club, backed by mature trees for real privacy from the street. This home is a blank canvas for the next owners. Main level has vaulted tongue-and-groove cedar ceilings running through the living space, a stone fireplace, a loft overlook from upstairs, and a four season porch off the main living area. Kitchen features granite counters and stainless appliances, open to the dining area. Upstairs you'll find three bedrooms, including a primary with a bonus room attached, a must see in person. The walkout lower level has its own full built-in kitchen, plus a bonus room with a private hot tub, ready to set up as a rec room or whatever fits your plans. Furnace was replaced recently. Move in as is, or use it as a blank canvas for a slight interior refresh to make it your own. Deer Hills added new tennis and pickleball courts last summer. Opportunities to live in North Oaks with access to Pleasant Lake don't come around very often.

Single Family

  • Price
  • $ 677,000
  • City
  • North Oaks
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • RAMSEY
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.438 Acres
  • Zip
  • 55127
  • Sqr Footage
  • 3,596
  • Year Built
  • 1979
  • Taxes
  • $ 8462
  • Style
  • Single Family
  • MLS#
  • 7137085
Listed By: Real Broker, LLC
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 3596
Sewer City Sewer - In Street
Heating Forced Air
Cooling Central Air
Roof Age Over 8 Years,Asphalt
HOA Fee 2005
Garage Spaces 2
Association Fee Includes Beach Access,Dock,Professional Mgmt,Recreation Facility,Shared Amenities
Year Built 1979
Levels Two
Property Subtype Single Family
Tax Year 2026
Waterfront Features Association Access,Dock,Shared
Accessibility None
Assoc Fee Paid Per Annually
County Ramsey
New Construction No
Property Type Residential
HOA Yes
Contingency None
Full Baths 2
Directions HWY 96 to Centerville Rd,go North. To Deer Hills Dr. Right into home.
City North Oaks
Association Name North Oaks HOA c/o RowCal
High School District White Bear Lake
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 8462
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
PostalCity North Oaks

Interior Features

Basement Block,Finished,Full,Kitchenette
Total Fireplaces 1
Fireplace Features Wood Burning
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 2714
Half Baths 1
3/4 Baths 1
Laundry Features In Kitchen,Main Level
Total Bedrooms 3
Below Grade Finished Area 882
Total Baths 4
Fuel Natural Gas
Garage Square Feet 552

Exterior Features

Parking Features Attached Garage,Asphalt
Lot Features Tree Coverage - Medium
Water Source City Water - In Street
Lot Size Area 0.438
Building Area Total 4138
Lot Dimensions 21,373
Waterfront Y/N No
Foundation Area 850
Road Frontage Type Paved Streets,Private Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/2/2026 Listed $677,000

Property vs Zip Code Average in 55127

Price
AVG $1.3M
$680K
Taxes
AVG $12,755
$8,462
Year Built
AVG 1998
1979
Visits
AVG 196
39
Data Provided by Inside Real Estate®

Areas That We Cover

20 Deer Hills Drive North Oaks, MN is a Single Family Home for sale at $677000 with 3596 sqft and a lot size of 0.438 Acres Acre(s). 20 Deer Hills Drive North Oaks has 3 bedrooms, 3 baths and was built in 1979. The property's zip code is 55127 which is in North Oaks, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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