Lori Gustafson

4090 Highland Avenue

White Bear Lake, MN
$ 520,000 Beds 4 Baths 2 Sq 1,959
Monthly Estimate* How much can I afford?

A rare opportunity to own 78 feet of private lakeshore on Goose Lake! Goose Lake is separated from White Bear Lake by State Highway 61. This home is on a spacious, flat ½-acre lot surrounded by mature trees. This property offers the kind of privacy, outdoor space, and lake lifestyle that is increasingly hard to find in White Bear Lake. Tucked away on a peaceful, private-feeling setting, this charming 4-bedroom, 2-bath rambler is ready for its next chapter. With 1,966 finished square feet, the home offers comfortable main-level living with three bedrooms on the main floor! Inside, the rambler layout offers easy everyday living, while the unfinished attic provides an exciting opportunity for future expansion, storage, or creative additional living space. The possibilities are yours to explore. The lower level has a 4th bedroom, 3/4 fully tiled bathroom, oversized laundry room, 2nd family room with corner fireplace and a ton of storage space!! A detached two-car garage provides convenient parking and storage, while the generous driveway and expansive yard offer plenty of room for guests and outdoor toys. The oversized deck creates the perfect setting for morning coffee, summer gatherings, sunset cocktails, and unforgettable lake days. And then there’s the location—close to everything that makes White Bear Lake so desirable while still offering the privacy and tranquility of a true lakefront retreat. Enjoy nearby parks, shopping, dining, schools, recreation, and all the charm of the White Bear Lake community. Make this house your home!!

Single Family

  • Price
  • $ 520,000
  • City
  • White Bear Lake
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • RAMSEY
  • Half Bathrooms
  • 0
  • Area
  • Richland Acres - Ramsey Co - - Mi
  • Lot Size
  • 0.5 Acres
  • Zip
  • 55110
  • Sqr Footage
  • 1,959
  • Year Built
  • 1950
  • Taxes
  • $ 5010
  • Style
  • Single Family
  • MLS#
  • 7136984
Listed By: Engel & Volkers Prior Lake
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1959
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age Over 8 Years,Architectural Shingle,Pitched
Appliances Dishwasher,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Washer
Garage Spaces 2
Pool Features None
Construction Materials Concrete
Year Built 1950
Electric Circuit Breakers,100 Amp Service
View Lake,North,Panoramic
Levels One
Property Subtype Single Family
Tax Year 2026
Waterfront Features Lake Front
Accessibility None
County Ramsey
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Richland Acres,Ramsey Co,Mi
Other Structures Storage Shed
Full Baths 1
Directions Hwy 61 to Cty Rd F,East to Highland Ave.
City White Bear Lake
High School District White Bear Lake
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 5010
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Cable,Ceiling Fan(s),Deck,Dock,Hardwood Floors,Kitchen Window,Main Floor Primary Bedroom,Sauna,Washer/Dryer Hookup
PostalCity White Bear Lake

Interior Features

Basement Daylight/Lookout Windows,Egress Window(s),Finished,Kitchenette,Sump Basket,Sump Pump,Tile Shower
Total Fireplaces 1
Fireplace Features Electric,Family Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1288
3/4 Baths 1
Laundry Features Electric Dryer Hookup,Lower Level
Total Bedrooms 4
Below Grade Finished Area 671
Total Baths 2
Bath Desc 3/4 Basement,Main Floor Full Bath
Dining Room Description Informal Dining Room
Fuel Natural Gas
Garage Dimensions 19x25
Garage Square Feet 475
Waterfront Feet 78

Exterior Features

Fencing None
Parking Features Detached Garage,Asphalt,Garage Door Opener
Lot Features Accessible Shoreline,Public Transit (w/in 6 blks),Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.5
Building Area Total 3555
Lot Dimensions Getting
Waterfront Y/N Yes
Foundation Area 1288
Road Frontage Type City Street,Paved Streets
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/2/2026 Listed $520,000

Property vs Zip Code Average in 55110

Price
AVG $530K
$520K
Taxes
AVG $6,037
$5,010
Year Built
AVG 1975
1950
Visits
AVG 64
27
Data Provided by Inside Real Estate®

Areas That We Cover

4090 Highland Avenue White Bear Lake, MN is a Single Family Home for sale at $520000 with 1959 sqft and a lot size of 0.5 Acres Acre(s). 4090 Highland Avenue White Bear Lake has 4 bedrooms, 2 baths and was built in 1950. The property's zip code is 55110 which is in White Bear Lake, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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