Lori Gustafson

3421 21st Avenue S

Saint Cloud, MN
$ 699,900 Beds 4 Baths 4.5 Sq 5,010 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to Deer Creek Crossing, this executive 2-story residence offers refined living and exceptional entertaining spaces throughout. The main level showcases rich hardwood floors, a striking gas fireplace, and a chef-inspired kitchen appointed with granite countertops and stainless-steel appliances w/gas range. A spacious 14x13 office provides the perfect work-from-home setup. The luxurious primary suite serves as a private retreat, featuring a spacious layout and a well-appointed en suite bath designed for relaxation. Enjoy the added flexibility of a junior suite w/private full bath, along with a well-appointed Jack-and-Jill suite ideal for both guests and family living. The lower level is thoughtfully designed for entertaining, featuring a full wet bar with granite tops, a striking stone arched wall, and pool table, all seamlessly connected to a spacious family room ideal for hosting and relaxing alike. Outdoor living is equally impressive, a 3-Season porch with gas fireplace and 4 track window system, maintenance-free deck, and a beautifully designed 16' radius paver patio anchored by a custom outdoor fireplace. The fully finished & heated 5 stall garage provides unparalleled space for vehicles, storage, or hobby use. A distinguished home that blends sophistication, comfort, and functionality. Enjoy exclusive access to the private community pool, perfect for summer relaxation, truly a rare offering!

Single Family

  • Price
  • $ 699,900
  • City
  • Saint Cloud
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • STEARNS
  • Half Bathrooms
  • 1
  • Area
  • Deer Creek Crossing Three
  • Lot Size
  • 0.47 Acres
  • Zip
  • 56301
  • Sqr Footage
  • 5,010
  • Year Built
  • 2002
  • Taxes
  • $ 11556
  • Style
  • Single Family
  • MLS#
  • 7136174
Listed By: Edina Realty, Inc
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 5010
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air,Ductless Mini-Split
Roof Age 8 Years or Less,Asphalt
Appliances Air-To-Air Exchanger,Dishwasher,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliances,Tankless Water Heater,Washer,Wine Cooler
HOA Fee 600
Garage Spaces 5
Association Fee Includes Shared Amenities
Pool Features Shared
Construction Materials Frame
Year Built 2002
Electric Circuit Breakers,200+ Amp Service
Levels Two
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Annually
County Stearns
New Construction No
Property Type Residential
HOA Yes
Contingency None
Subdivision Name Deer Creek Crossing Three
Full Baths 3
Directions From 33rd St S,turn South on 21st Ave S (Deer Creek Crossing Entrance),follow to home on right side.
City Saint Cloud
Association Name Deer Creek Crossing - Mike Bengtson
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 11556
Additional Parcels Y/N No
Virtual Tour https://orders-360-real-estate-image.aryeo.com/videos/019d24d6-d2c7-7318-bbbd-8a58601870a7
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Deck,Hardwood Floors,Kitchen Center Island,Kitchen Window,Local Area Network,Primary Bedroom Walk-In Closet,Natural Woodwork,Paneled Doors,Porch,Security System,In-Ground Sprinkler,Was
PostalCity Saint Cloud

Interior Features

Basement Daylight/Lookout Windows,Drain Tiled,Finished,Full
Total Fireplaces 3
Fireplace Features Free Standing,Gas,Living Room,Other
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 3621
Half Baths 1
3/4 Baths 1
Laundry Features Gas Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 1389
Total Baths 5
Bath Desc Two Primary Baths,3/4 Primary,Bathroom Ensuite,Full Basement,Full Jack & Jill,Private Primary,Main Floor 1/2 Bath,Upper Level 3/4 Bath,Upper Level Full Bath,Walk-In Shower Stall
Dining Room Description Kitchen/Dining Room,Separate/Formal Dining Room
Fuel Natural Gas
Garage Dimensions 26x34 and 30x30
Garage Door Width 8
Garage Square Feet 1784

Exterior Features

Parking Features Attached Garage,Concrete,Floor Drain,Finished Garage,Garage Door Opener,Heated Garage,Insulated Garage
Lot Features Corner Lot,Tree Coverage - Light
Water Source City Water/Connected,Sand Point
Lot Size Area 0.47
Building Area Total 5077
Lot Dimensions 138 X 68 X 189 X 67 X 128
Waterfront Y/N No
Foundation Area 1488
Road Frontage Type City Street,Curbs,Paved Streets,Street Lights
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/31/2026 Listed $699,900

Property vs Zip Code Average in 56301

Price
AVG $400K
$700K
Taxes
AVG $5,337
$11,556
Year Built
AVG 1983
2002
Visits
AVG 157
35
Data Provided by Inside Real Estate®

Areas That We Cover

3421 21st Avenue S Saint Cloud, MN is a Single Family Home for sale at $699900 with 5010 sqft and a lot size of 0.47 Acres Acre(s). 3421 21st Avenue S Saint Cloud has 4 bedrooms, 4 baths and was built in 2002. The property's zip code is 56301 which is in Saint Cloud, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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