Lori Gustafson

4859 Terrace Circle

Hermantown, MN
$ 645,000 Beds 5 Baths 3.5 Sq 2,874
Monthly Estimate* How much can I afford?

Discover the space you’ve been looking for in Hermantown! Peaceful streets, privacy & mature trees lead to this well-built home. The established neighborhood, central to Hermantown’s amenities remains buffered from activity. Set on a naturally elevated lot, this expansive home features 5 bedrooms, 4 baths, 3-stall garage &dedicated workshop. Enter the welcoming, covered front porch & central foyer leading to a comfortable living room & vaulted family room, fireplace, formal dining, updated kitchen, informal dining, deck access & convenient half bath. Upstairs, the private, vaulted primary suite includes a full bath. Two additional bedrooms & full bath complete this floor. The lower-level walk-out provides even more room to spread out, with an extra-large recreation room, gas fireplace, two bedrooms, bath, utility room & three-season porch. Outside, enjoy a spacious, level backyard that’s cleared & ready for activities, entertaining & fun!

Single Family

  • Price
  • $ 645,000
  • City
  • Hermantown
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • SAINT LOUIS
  • Half Bathrooms
  • 1
  • Area
  • Miller Ridge Div
  • Lot Size
  • 0.53 Acres
  • Zip
  • 55811
  • Sqr Footage
  • 2,874
  • Year Built
  • 1992
  • Taxes
  • $ 7480
  • Style
  • Single Family
  • MLS#
  • 7136141
Listed By: RE/MAX Results
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2874
Sewer City Sewer/Connected
Heating Boiler,Forced Air
Cooling None
Garage Spaces 3
Year Built 1992
Levels Two
Property Subtype Single Family
Tax Year 2026
Accessibility None
County St. Louis
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Miller Ridge Div
Full Baths 2
Directions Stebner Rd between Arrowhead and Maple Grove,east on Terrace Circle,home on right.
City Hermantown
High School District Hermantown
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 7480
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
PostalCity Hermantown

Interior Features

Basement Finished,Walkout
Total Fireplaces 2
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1816
Half Baths 1
3/4 Baths 1
Total Bedrooms 5
Below Grade Finished Area 1058
Total Baths 4
Bath Desc 3/4 Basement,Full Primary,Main Floor 1/2 Bath
Foundation Dimensions Irregular
Fuel Natural Gas
Garage Square Feet 1002

Exterior Features

Parking Features Attached Garage
Water Source City Water/Connected
Lot Size Area 0.53
Building Area Total 2874
Lot Dimensions 125x185
Waterfront Y/N No
Foundation Area 2874

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/31/2026 Listed $695,000
9/21/2026 8% - $645,000

Property vs Zip Code Average in 55811

Price
AVG $610K
$650K
Taxes
AVG $5,683
$7,480
Year Built
AVG 1979
1992
Visits
AVG 37
5
Data Provided by Inside Real Estate®

Areas That We Cover

4859 Terrace Circle Hermantown, MN is a Single Family Home for sale at $645000 with 2874 sqft and a lot size of 0.53 Acres Acre(s). 4859 Terrace Circle Hermantown has 5 bedrooms, 3 baths and was built in 1992. The property's zip code is 55811 which is in Hermantown, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

By pressing Contact Me, you agree that Weichert® may contact you via phone about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our Privacy Policy