Lori Gustafson

10490 Us Highway 169 # 103

Garrison, MN
$ 129,900 Beds 0 Baths 1 Sq 580 Virtual Tour
Monthly Estimate* How much can I afford?

Located on the water’s edge of beautiful Lake Mille Lacs, this patio level condo boasts effortless access to the waterfront! Designed for comfort and functionality, this well-maintained studio unit comes fully furnished as shown. Features include tile flooring, new carpet, a cozy wood-burning stone fireplace, stainless appliances, spacious ¾ bath and a queen-sized Murphy bed that maximizes living space while maintaining a clean, open feel. A relaxing 3-season patio provides the ideal spot to enjoy your morning coffee, unwind after a day on the lake, and take in stunning eastern views of the lake. Enjoy easy access to all that Mille Lacs has to offer — from world-class fishing and boating to catching an early sunrise on a calm morning. Marina access is available through membership with Your Boat Club Marina, making it even easier to start enjoying time on the water! Whether you’re looking for a weekend getaway, investment opportunity, or simply a budget-friendly way to secure a place of your own on one of Minnesota’s most popular lakes, this condo offers exceptional value and year-round enjoyment. Don’t miss your chance to own an affordable waterfront retreat on Lake Mille Lacs — schedule your private showing today and start enjoying lake life!

Single Family

  • Price
  • $ 129,900
  • City
  • Garrison
  • Bedrooms
  • 0
  • Full Bathrooms
  • 1
  • County
  • CROW WING
  • Half Bathrooms
  • 0
  • Area
  • Condo #1009 Garrison Harbor
  • Lot Size
  • Zip
  • 56450
  • Sqr Footage
  • 580
  • Year Built
  • 1987
  • Taxes
  • $ 1666
  • Style
  • (CC) Low Rise (3- Levels)
  • MLS#
  • 7135483
Listed By: Coldwell Banker Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 580
Sewer City Sewer/Connected
Heating Baseboard
Cooling Wall Unit(s)
Roof Age Over 8 Years,Asphalt
Appliances Exhaust Fan,Range,Refrigerator
HOA Fee 375
Association Fee Includes Building Exterior,Hazard Insurance,Lawn Care,Maintenance Grounds,Sanitation,Snow Removal
Year Built 1987
Levels More Than 2 Stories
Unit Number 103
Property Subtype (CC) Low Rise (3- Levels)
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Quarterly
County Crow Wing
New Construction No
Property Type Residential
Association Amenities Beach,Deck
HOA Yes
Contingency None
Subdivision Name Condo #1009 Garrison Harbor
Directions From Garrison,travel north on US 169 for 1 mile to property address.
City Garrison
Association Name Garrison Harbor Condominiums
High School District Brainerd
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N Yes
Land Lease Y/N No
Tax Annual Amount 1666
Additional Parcels Y/N No
Virtual Tour https://wellcomemat.com/embed/54snb55e3c841mov2?mls=1
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Porch,Tile Floors
PostalCity Garrison

Interior Features

Basement None
Total Fireplaces 1
Fireplace Features Living Room,Stone,Wood Burning
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 580
3/4 Baths 1
Total Baths 1
Bath Desc 3/4 Primary,Main Floor 3/4 Bath
Fuel Electric

Exterior Features

Parking Features Parking Lot
Lot Features Tree Coverage - Light
Water Source Shared System,Well
Building Area Total 580
Waterfront Y/N No
Foundation Area 580
Road Frontage Type Highway
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/29/2026 Listed $129,900

Property vs Zip Code Average in 56450

Price
AVG $220K
$130K
Taxes
AVG $1,321
$1,666
Year Built
AVG 1979
1987
Visits
AVG 62
10
Data Provided by Inside Real Estate®

Areas That We Cover

10490 Us Highway 169 # 103 Garrison, MN is a Single Family Home for sale at $129900 with 580 sqft and a lot size of Acre(s). 10490 Us Highway 169 # 103 Garrison has 0 bedrooms, 1 baths and was built in 1987. The property's zip code is 56450 which is in Garrison, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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