Lori Gustafson

1077 Bone Lake Lane W

Milltown, WI
$ 1,199,000 Beds 3 Baths 2.5 Sq 3,800
Monthly Estimate* How much can I afford?

A rare opportunity to own an incredible level peninsula on Bone Lake with nearly 500 feet of prime, swimmable frontage! Surrounded by panoramic lake views, this one-of-a-kind property offers abundant shoreline, steps leading directly into the water and electrical service extending to the tip of the peninsula—perfect for lakeside entertaining, lighting and long summer evenings by the water. The home features full kitchens on both the upper and lower levels, providing excellent flexibility for guests and gatherings, plus Silestone quartz countertops, Stainless appliances, central vacuum and a relaxing Jacuzzi tub. Remodeled in 2005, additional improvements include new steel siding, a roof replaced in 2024, zoned heating and air conditioning, and heated Leafguard gutters and dog washing basin. The insulated garage offers a spacious storage loft, 200-amp electrical service and a convenient floor drain. Bone Lake is a popular 1,667-acre recreational lake known for boating, swimming and excellent fishing. Peninsula properties like this are exceptionally hard to find—experience outstanding frontage and the very best of Bone Lake living! More pictures to come!

Single Family

  • Price
  • $ 1,199,000
  • City
  • Milltown
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • POLK
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.75 Acres
  • Zip
  • 54858
  • Sqr Footage
  • 3,800
  • Year Built
  • 1989
  • Taxes
  • $ 7688
  • Style
  • Single Family
  • MLS#
  • 7134581
Listed By: LPT Realty, LLC
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 3800
Sewer Holding Tank
Heating Boiler,Dual Fuel/Off Peak,Forced Air
Cooling Central Air
Roof Age 8 Years or Less,Architectural Shingle
Appliances Central Vacuum,Dishwasher,Double Oven,Dryer,Electric Water Heater,Exhaust Fan,Water Filtration System,Range,Refrigerator,Stainless Steel Appliances,Wall Oven,Washer
Garage Spaces 3
Construction Materials Block,Frame
Year Built 1989
Electric 200+ Amp Service
View Panoramic
Levels Two
Property Subtype Single Family
Tax Year 2025
Waterfront Features Lake Front
Accessibility Doors 36 +,Hallways 42 +,Partially Wheelchair
County Polk
New Construction No
Property Type Residential
HOA No
Contingency None
Full Baths 1
Directions From St. Croix Falls,take Hwy 8 east to Hwy 35 north. Continue to Milltown,then take Hwy 46 east to County Road G east. Follow County Road G to W Bone Lake Drive,head north,then follow W Bone Lake La
City Milltown
High School District Unity
Zoning Description Shoreline,Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 7688
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Deck,Dock,French Doors,Hardwood Floors,Kitchen Window
PostalCity Milltown

Interior Features

Basement Block
Total Fireplaces 1
Fireplace Features Gas
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 3800
Half Baths 1
3/4 Baths 1
Total Bedrooms 3
Total Baths 3
Bath Desc Main Floor 3/4 Bath,Upper Level 1/2 Bath,Upper Level Full Bath
Dining Room Description Kitchen/Dining Room
Foundation Dimensions 56x37
Fuel Electric,Propane
Garage Dimensions irregular
Garage Door Width 8
Garage Square Feet 697
Waterfront Feet 479

Exterior Features

Parking Features Detached Garage
Lot Features Island/Peninsula
Water Source Drilled,Well
Lot Size Area 0.75
Building Area Total 3800
Lot Dimensions irregular
Waterfront Y/N Yes
Foundation Area 2072

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/28/2026 Listed $1,199,000

Property vs Zip Code Average in 54858

Price
AVG $430K
$1.2M
Taxes
AVG $3,537
$7,688
Year Built
AVG 1977
1989
Visits
AVG 15
5
Data Provided by Inside Real Estate®

Areas That We Cover

1077 Bone Lake Lane W Milltown, WI is a Single Family Home for sale at $1199000 with 3800 sqft and a lot size of 0.75 Acres Acre(s). 1077 Bone Lake Lane W Milltown has 3 bedrooms, 2 baths and was built in 1989. The property's zip code is 54858 which is in Milltown, WI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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