Lori Gustafson

20907 Hardwood Loop

Finlayson, MN
$ 399,900 Beds 3 Baths 2.5 Sq 2,090
Monthly Estimate* How much can I afford?

Nestled on a beautiful 10-acre property, this charming 2-story home offers the perfect blend of comfort, privacy, and outdoor adventure. Featuring 2 bedrooms, an office, and 3 bathrooms, the home offers over 2,000 square feet of finished living space and is move-in ready. The spacious living room features a wet bar with built-in cabinetry and a Class A masonry chimney with a woodstove insert, creating a warm and inviting atmosphere. In-floor radiant heat adds to the comfort throughout the home. Outside, the property truly shines with a heated 2-car detached garage featuring a workshop area, a bunkhouse/mother-in-law building, and several additional outbuildings for storage. With 10 acres to explore, you’ll find hiking trails throughout the property, along with wild raspberry, blackberry, and strawberry bushes and hazelnut plants. Hunting is convenient with access directly from the property, and a treehouse/deer stand provides an excellent vantage point. Seasonal runoff even creates a charming creek through the property during the spring months. Outdoor enthusiasts will love the convenient access to nearby state parks, forests, and wildlife management areas, with destinations ranging from just 5 minutes to an hour away. ATV enthusiasts can enjoy direct access to trails including the Soo Line Trail, while biking opportunities are available along the Willard Munger State Trail. The property is also conveniently located near casinos and Mille Lacs Lake, offering even more options for recreation and entertainment. Whether you’re looking for a peaceful year-round home, weekend getaway, hunting retreat, or a place to enjoy the outdoors, this 10-acre property offers endless possibilities.

Single Family

  • Price
  • $ 399,900
  • City
  • Finlayson
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • PINE
  • Half Bathrooms
  • 1
  • Area
  • Pine River Heights 2nd Add
  • Lot Size
  • 5.05 Acres
  • Zip
  • 55735
  • Sqr Footage
  • 2,090
  • Year Built
  • 2003
  • Taxes
  • $ 2176
  • Style
  • Single Family
  • MLS#
  • 7133456
Listed By: eXp Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2090
Sewer Tank with Drainage Field
Heating Dual Fuel/Off Peak,Fireplace(s),Other,Radiant,Wood Stove
Cooling Wall Unit(s)
Roof Asphalt
Appliances Dryer,Range,Refrigerator,Washer
Garage Spaces 2
Year Built 2003
Electric 100 Amp Service
Levels Two
Property Subtype Single Family
Tax Year 2025
Accessibility None
Additional Parcels Description 0055106000
County Pine
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Pine River Heights 2nd Add
Other Structures Garage(s),Storage Shed
Full Baths 2
Directions From Rutledge - take Co 39 West to Co Rd 40 - Take a right (north) keep going straight to Hardwood Loop. (do not follow curve to left) Follow this around to address.
City Finlayson
High School District Willow River
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 2176
Additional Parcels Y/N Yes
Standard Status Active
Lender Owned No
Amenities Unit Deck
PostalCity Finlayson

Interior Features

Basement None
Total Fireplaces 1
Fireplace Features Free Standing,Living Room,Wood Burning
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 2090
Half Baths 1
Laundry Features Main Level
Total Bedrooms 3
Total Baths 3
Bath Desc Main Floor 1/2 Bath,Main Floor Full Bath,Upper Level 3/4 Bath
Dining Room Description Eat In Kitchen,Informal Dining Room
Fuel Electric,Wood
Garage Dimensions 23x26
Garage Square Feet 598

Exterior Features

Parking Features Detached Garage,Gravel,Heated Garage
Lot Features Tree Coverage - Medium
Water Source Well
Lot Size Area 5.05
Building Area Total 2090
Lot Dimensions 185x941x285x928
Waterfront Y/N No
Foundation Area 1536
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/5/2026 Listed $399,900

Property vs Zip Code Average in 55735

Price
AVG $410K
$400K
Taxes
AVG $2,737
$2,176
Year Built
AVG 1967
2003
Visits
AVG 43
9
Data Provided by Inside Real Estate®

Areas That We Cover

20907 Hardwood Loop Finlayson, MN is a Single Family Home for sale at $399900 with 2090 sqft and a lot size of 5.05 Acres Acre(s). 20907 Hardwood Loop Finlayson has 3 bedrooms, 2 baths and was built in 2003. The property's zip code is 55735 which is in Finlayson, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

By pressing Contact Me, you agree that Weichert® may contact you via phone about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our Privacy Policy