Lori Gustafson

226 2nd Street Se

Crosby, MN
$ 849,900 Beds 4 Baths 2 Sq 2,320
Monthly Estimate* How much can I afford?

A rare opportunity to own a classic 1922 Serpent Lake home on one of the lake's most prime in-town lots, boasting 108 feet of level, hard sand shoreline. The real stone and stucco exterior sets the tone for the timeless character found throughout. Inside, the home has been thoughtfully updated while honoring its original charm — featuring hard-to-find unpainted woodwork, stunning built-ins, and coffered ceilings in both the living and dining rooms. The updated kitchen and main bath each offer the comfort of in-floor heat, and the spacious four-season porch delivers panoramic lake views year-round. With four bedrooms — two on the main level and two upstairs — plus main-floor laundry, the layout is as practical as it is inviting. Outside, towering oak trees frame a landscaped lakeside patio, an in-ground sprinkler system keeps things lush, and a private dock awaits at the water's edge making this a true turnkey lake home. Move-in ready with classic Northwoods charm and all the right updates.

Single Family

  • Price
  • $ 849,900
  • City
  • Crosby
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • CROW WING
  • Half Bathrooms
  • 0
  • Area
  • Lake Park Div Of Crosby
  • Lot Size
  • 0.93 Acres
  • Zip
  • 56441
  • Sqr Footage
  • 2,320
  • Year Built
  • 1922
  • Taxes
  • $ 7395
  • Style
  • Single Family
  • MLS#
  • 7130736
Listed By: Coldwell Banker Crown Realtors
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2320
Sewer City Sewer/Connected
Heating Baseboard,Boiler,Hot Water,In-Floor Heating
Cooling Ductless Mini-Split,Wall Unit(s)
Roof Age Over 8 Years,Metal
Appliances Cooktop,Dishwasher,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliances,Wall Oven,Washer,Water Softener Owned
Garage Spaces 2
Construction Materials Frame
Year Built 1922
Electric Circuit Breakers,200+ Amp Service
View Lake,Panoramic
Levels One and One Half
Property Subtype Single Family
Tax Year 2026
Waterfront Features Lake Front
Accessibility None
County Crow Wing
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Lake Park Div Of Crosby
Full Baths 1
Directions Head west on HWY 210 (Great River Road) To left on 2nd Street SE to home on right.
City Crosby
High School District Crosby-Ironton
Zoning Description Shoreline
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 7395
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Dock,Hardwood Floors,Kitchen Center Island,Kitchen Window,Main Floor Primary Bedroom,Patio,Porch,Panoramic View,In-Ground Sprinkler,Washer/Dryer Hookup
PostalCity Crosby

Interior Features

Basement Full,Unfinished
Total Fireplaces 1
Fireplace Features Full Masonry,Gas,Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 2320
3/4 Baths 1
Laundry Features Laundry Room,Main Level
Total Bedrooms 4
Total Baths 2
Bath Desc Main Floor 3/4 Bath,Upper Level Full Bath
Dining Room Description Separate/Formal Dining Room
Foundation Dimensions 26x56
Fuel Natural Gas
Garage Dimensions 23x25
Garage Square Feet 575
Waterfront Feet 108

Exterior Features

Parking Features Detached Garage,Asphalt,Paved Lot
Lot Features Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.93
Building Area Total 3516
Lot Dimensions 117x357x119x335
Waterfront Y/N Yes
Foundation Area 1456
Road Frontage Type City Street,Paved Streets,Sidewalks
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/21/2026 Listed $899,900
9/14/2026 6% - $849,900

Property vs Zip Code Average in 56441

Price
AVG $390K
$850K
Taxes
AVG $2,527
$7,395
Year Built
AVG 1962
1922
Visits
AVG 126
10
Data Provided by Inside Real Estate®

Areas That We Cover

226 2nd Street Se Crosby, MN is a Single Family Home for sale at $849900 with 2320 sqft and a lot size of 0.93 Acres Acre(s). 226 2nd Street Se Crosby has 4 bedrooms, 2 baths and was built in 1922. The property's zip code is 56441 which is in Crosby, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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