Lori Gustafson

2251 11th Street

White Bear Lake, MN
$ 629,900 Beds 2 Baths 2 Sq 1,536
Monthly Estimate* How much can I afford?

A truly exceptional custom-built one-story home offering incredible flexibility—with the feel of one spacious home or two completely separate living spaces. The main level is defined by three incredible porches, each offering its own unique experience. The inviting front porch enjoys beautiful southern exposure, ceiling fans, and a built-in swing—perfect for morning coffee or relaxing with friends. The fully screened side porch is a showstopper, featuring a wood-burning stove and swinging daybed, creating the perfect retreat in every season. Step onto the private back porch and enjoy a peaceful, tranquil setting. Inside, the main level is filled with natural light and character, featuring beautiful hardwood floors, a gas fireplace, extensive built-ins, and thoughtful details throughout. A stunning ¾ bath with heated floors and a dedicated built-in office add both comfort and functionality. The spacious lower-level accessory unit offers exceptional versatility with its own private entrance, full kitchen with stainless steel appliances, full bath, separate laundry, and furnishings included. Whether used for extended family, guests, entertaining, additional living space, or rental potential, the possibilities are endless. This location is hard to beat. Enjoy the vibrant downtown White Bear Lake lifestyle, where walkability and community are at the heart of it all. With easy access to the lake, beaches, parks, trails, restaurants, shopping, and countless local amenities, this one-of-a-kind property offers a rare combination of charm, flexibility, privacy, and convenience.

Single Family

  • Price
  • $ 629,900
  • City
  • White Bear Lake
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • RAMSEY
  • Half Bathrooms
  • 0
  • Area
  • Ella J Cobbs Add To - Whi
  • Lot Size
  • 0.16 Acres
  • Zip
  • 55110
  • Sqr Footage
  • 1,536
  • Year Built
  • 2019
  • Taxes
  • $ 8043
  • Style
  • Single Family
  • MLS#
  • 7128264
Listed By: Twin Cities Real Estate
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1536
Sewer City Sewer/Connected
Heating Forced Air,Fireplace(s),Wood Stove
Cooling Central Air
Roof Age 8 Years or Less
Appliances Air-To-Air Exchanger,Cooktop,Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliances,Tankless Water Heater,Wall Oven
Garage Spaces 2
Pool Features None
Year Built 2019
Electric 200+ Amp Service
Levels One
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Ramsey
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Ella J Cobbs Add To,Whi
Full Baths 1
Directions Highway 61 North to 11th street. East to home.
City White Bear Lake
High School District White Bear Lake
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 8043
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Deck,Hardwood Floors,Kitchen Window,Natural Woodwork,Paneled Doors,Porch,In-Ground Sprinkler,Tile Floors
PostalCity White Bear Lake

Interior Features

Basement Finished,Full
Total Fireplaces 2
Fireplace Features Gas,Wood Burning Stove
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 882
3/4 Baths 1
Laundry Features Lower Level,Main Level
Total Bedrooms 2
Below Grade Finished Area 654
Total Baths 2
Bath Desc Bathroom Ensuite,Full Basement,Main Floor 3/4 Bath
Dining Room Description Eat In Kitchen,Informal Dining Room
Foundation Dimensions 50x26
Fuel Natural Gas
Garage Dimensions 20x20
Garage Door Width 7
Garage Square Feet 400

Exterior Features

Parking Features Detached Garage,Asphalt,Garage Door Opener
Lot Features Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.16
Building Area Total 1764
Lot Dimensions 47x151
Waterfront Y/N No
Foundation Area 882
Road Frontage Type City Street
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/18/2026 Listed $729,900
9/9/2026 7% - $679,900
9/24/2026 8% - $629,900

Property vs Zip Code Average in 55110

Price
AVG $530K
$630K
Taxes
AVG $6,037
$8,043
Year Built
AVG 1975
2019
Visits
AVG 64
67
Data Provided by Inside Real Estate®

Areas That We Cover

2251 11th Street White Bear Lake, MN is a Single Family Home for sale at $629900 with 1536 sqft and a lot size of 0.16 Acres Acre(s). 2251 11th Street White Bear Lake has 2 bedrooms, 2 baths and was built in 2019. The property's zip code is 55110 which is in White Bear Lake, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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