Lori Gustafson

10574 Arnold Circle Nw

Monticello, MN
$ 549,900 Beds 3 Baths 2.5 Sq 1,762
Monthly Estimate* How much can I afford?

Enjoy Lake Living at Ida Lake! Ida Lake is a beautiful lake known for excellent fishing and a variety of recreational opportunities. This home is conveniently located approximately 30 minutes west of the Twin Cities metro area. Whether you’re looking for a place to relax, fish, boat, or enjoy time with family and friends, this is a great opportunity to own lake property. This charming 3 bedroom, 3 bath home is situated on a beautiful double corner lot with a lovely landscaped yard. The spacious owner’s suite offers a private full bath, walk-in closet, and beautiful lake views. Step outside and enjoy the large backyard deck that is perfect for relaxing, entertaining, and taking in the lakefront setting. The property offers plenty of additional storage with three sheds, providing ample space for lake toys, tools, and outdoor equipment. Numerous updates have been completed. The updates include a new furnace in 2019, a new well in 2021, new drain tile in 2012, a new water softener in 2021, and a pressure tank was installed in 2021. With its generous lot, lake views and outdoor entertaining space, this property offers an opportunity to enjoy lake living.

Single Family

  • Price
  • $ 549,900
  • City
  • Monticello
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WRIGHT
  • Half Bathrooms
  • 1
  • Area
  • Bucks 2nd Add
  • Lot Size
  • 0.698 Acres
  • Zip
  • 55362
  • Sqr Footage
  • 1,762
  • Year Built
  • 1940
  • Taxes
  • $ 3692
  • Style
  • Single Family
  • MLS#
  • 7126161
Listed By: JFH Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1762
Sewer Mound Septic
Heating Forced Air,Fireplace(s)
Cooling None
Roof Age Over 8 Years,Asphalt
Appliances Dishwasher,Dryer,Gas Water Heater,Range,Refrigerator,Water Softener Owned
Garage Spaces 1
Year Built 1940
View Bay
Levels Four or More Level Split
Property Subtype Single Family
Tax Year 2026
Waterfront Features Dock,Lake Front,Lake View
Accessibility None
County Wright
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Bucks 2nd Add
Other Structures Storage Shed
Full Baths 2
Directions I94 to hwy 25 South To west on Chelsea Rd,left on CTY Road 39,left on Baker Ave NW,left on Arnold Cir NW
City Monticello
High School District Monticello
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 3692
Additional Parcels Y/N No
Standard Status Active
Lender Owned Not Disclosed
Amenities Unit Deck,Dock,Hardwood Floors,Kitchen Window,Natural Woodwork,Patio,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet
PostalCity Monticello

Interior Features

Basement Block,Drain Tiled,Partial
Total Fireplaces 1
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1762
Half Baths 1
Laundry Features Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Total Bedrooms 3
Total Baths 3
Bath Desc Full Primary,Main Floor 1/2 Bath,Upper Level Full Bath
Fuel Propane
Garage Square Feet 128
Waterfront Feet 158

Exterior Features

Parking Features Tuckunder Garage
Lot Features Accessible Shoreline,Corner Lot,Irregular Lot,Tree Coverage - Medium
Water Source Well
Lot Size Area 0.698
Building Area Total 1762
Lot Dimensions 133x143x158x158x110
Waterfront Y/N Yes
Foundation Area 176
Road Frontage Type No Outlet/Dead End,Private Road
Road Responsibility Private Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/12/2026 Listed $560,000
9/18/2026 2% - $549,900

Property vs Zip Code Average in 55362

Price
AVG $490K
$550K
Taxes
AVG $3,115
$3,692
Year Built
AVG 1997
1940
Visits
AVG 116
17
Data Provided by Inside Real Estate®

Areas That We Cover

10574 Arnold Circle Nw Monticello, MN is a Single Family Home for sale at $549900 with 1762 sqft and a lot size of 0.698 Acres Acre(s). 10574 Arnold Circle Nw Monticello has 3 bedrooms, 2 baths and was built in 1940. The property's zip code is 55362 which is in Monticello, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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