Lori Gustafson

13927 89th Street Ne

Elk River, MN
$ 565,700 Beds 4 Baths 2.5 Sq 2,090
Monthly Estimate* How much can I afford?

Welcome to this beautifully maintained modified two-story home in the desirable Meadowlands community, offering 4 bedrooms, 3 bathrooms, and versatile potential for multigenerational living. The unfinished lower level includes a **separate entrance from the garage**, creating an ideal opportunity for a future mother-in-law suite, guest quarters, or additional living space. An inviting wrap-around front porch welcomes you inside, where the main level features a spacious, light-filled living room, beautifully remodeled kitchen with under-cabinet lighting, main-floor laundry, dedicated office, and updated vinyl flooring. Upstairs, you’ll find three bedrooms and two bathrooms, offering comfortable separation between living and sleeping spaces. A long list of updates adds to the home’s appeal and provides peace of mind. Improvements include new stair carpeting in 2026; a wrap-around porch handrail, vinyl flooring, epoxy garage floor and insulation, water softener and iron filtration system in 2025; a new 20x24 deck in 2024; and a new roof, siding, and A/C in 2023. The water heater was replaced and the kitchen remodeled in 2021. Enjoy outdoor living on the generous 20x24 deck overlooking the private backyard, perfect for gatherings or quiet evenings. Additional features include an enclosed dog kennel, in-ground sprinkler system, and heated, insulated three-car garage with an epoxy floor, providing plenty of space for vehicles, storage, and hobbies. With thoughtful updates, flexible living spaces, and a generous outdoor setting, this home offers comfort and versatility in a convenient Otsego location. Enjoy easy access to shopping, dining, schools, parks, walking and biking trails, kayaking on the nearby Mississippi River, and major roadways. Come see all this beautiful home has to offer!

Single Family

  • Price
  • $ 565,700
  • City
  • Elk River
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • WRIGHT
  • Half Bathrooms
  • 1
  • Area
  • Meadowlands
  • Lot Size
  • 1.045 Acres
  • Zip
  • 55330
  • Sqr Footage
  • 2,090
  • Year Built
  • 2004
  • Taxes
  • $ 4762
  • Style
  • Single Family
  • MLS#
  • 7125795
Listed By: Real Broker, LLC
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2090
Sewer Septic System Compliant - Yes
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less
Appliances Air-To-Air Exchanger,Dishwasher,Dryer,Exhaust Fan,Gas Water Heater,Iron Filter,Microwave,Range,Refrigerator,Washer,Water Softener Owned
Garage Spaces 3
Construction Materials Frame
Year Built 2004
Electric Circuit Breakers
Levels Modified Two Story
Property Subtype Single Family
Tax Year 2025
Accessibility None
County Wright
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Meadowlands
Other Structures Storage Shed
Full Baths 2
Directions Hwy 101 to West on County Rd 39. Left on Nashua Ave NE. Left on 89th St NW.
City Otsego
High School District Elk River
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 4762
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Deck,Kitchen Window,Porch,In-Ground Sprinkler,Vaulted Ceiling(s),Washer/Dryer Hookup
PostalCity Elk River

Interior Features

Basement Block,Daylight/Lookout Windows,Drain Tiled,Full
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 2090
Half Baths 1
Laundry Features Main Level
Total Bedrooms 4
Total Baths 3
Bath Desc Full Primary,Private Primary,Main Floor 1/2 Bath,Upper Level Full Bath
Dining Room Description Informal Dining Room
Fuel Natural Gas
Garage Square Feet 819

Exterior Features

Parking Features Attached Garage,Concrete,Finished Garage,Heated Garage,Insulated Garage
Water Source Well
Lot Size Area 1.045
Building Area Total 3436
Lot Dimensions 64x370x189x354
Waterfront Y/N No
Foundation Area 1346
Road Frontage Type City Street

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/12/2026 Listed $589,700
9/26/2026 5% - $565,700

Property vs Zip Code Average in 55330

Price
AVG $520K
$570K
Taxes
AVG $4,072
$4,762
Year Built
AVG 2011
2004
Visits
AVG 80
57
Data Provided by Inside Real Estate®

Areas That We Cover

13927 89th Street Ne Elk River, MN is a Single Family Home for sale at $565700 with 2090 sqft and a lot size of 1.045 Acres Acre(s). 13927 89th Street Ne Elk River has 4 bedrooms, 2 baths and was built in 2004. The property's zip code is 55330 which is in Elk River, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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