Lori Gustafson

409 Smith Avenue

Osceola, WI
$ 400,000 Beds 5 Baths 3 Sq 2,897
Monthly Estimate* How much can I afford?

ROOM TO LIVE. SPACE TO GROW. A HOME YOU’LL LOVE TO COME HOME TO! This spacious 5-bedroom, 3-bath 4-level split delivers the flexibility buyers crave with thoughtful updates and inviting spaces throughout. Three bedrooms on one level include a private primary suite with its own 3/4 bath! Step inside to a bright, welcoming living room featuring vaulted ceilings, newer Andersen windows and a cozy corner gas fireplace—the perfect spot to relax. The large kitchen is ready for everything from quick breakfasts to holiday gatherings, with abundant cabinetry, pantry storage and newer LG stainless-steel appliances. New carpet adds warmth and a fresh, move-in-ready feel. The lower-level family room is made for gathering, featuring a three-sided fireplace and walk-out to the garage. Step outside from the dining room onto your private backyard retreat, where a brand-new concrete patio and new vinyl privacy fence create the perfect setting for summer evenings, entertaining or simply enjoying a little peace and quiet. The 12x12 garden shed provides plenty of room for bikes, tools, toys and all the extras. Plus, enjoy the convenience of a brand-new concrete garage apron and a location that puts you close to downtown Osceola, local shops, dining and the area's picturesque attractions. Five bedrooms. Three baths. Multiple living spaces. Great updates. Private outdoor space. And a location you'll love. This is the one you've been waiting for—come see it and fall in love!

Single Family

  • Price
  • $ 400,000
  • City
  • Osceola
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • POLK
  • Half Bathrooms
  • 0
  • Area
  • Del Mar First Add
  • Lot Size
  • 0.28 Acres
  • Zip
  • 54020
  • Sqr Footage
  • 2,897
  • Year Built
  • 2001
  • Taxes
  • $ 5934
  • Style
  • Single Family
  • MLS#
  • 7124767
Listed By: Kris Lindahl Real Estate
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2897
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Water Softener Owned
Garage Spaces 2
Year Built 2001
Levels Four or More Level Split
Property Subtype Single Family
Tax Year 2025
Accessibility None
County Polk
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Del Mar First Add
Full Baths 1
Directions From Hwy 35,E. on Co. Rd. M to Belmont,S. to Smith Ave. E. to 409
City Osceola
High School District Osceola
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 5934
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
PostalCity Osceola

Interior Features

Basement Daylight/Lookout Windows,Finished
Total Fireplaces 1
Fireplace Features Two Sided,Family Room,Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1504
3/4 Baths 2
Laundry Features Lower Level
Total Bedrooms 5
Below Grade Finished Area 1393
Total Baths 3
Bath Desc 3/4 Basement,3/4 Primary,Upper Level Full Bath
Dining Room Description Breakfast Bar,Informal Dining Room
Fuel Natural Gas
Garage Dimensions 28x22
Garage Square Feet 616

Exterior Features

Fencing Full,Privacy,Vinyl
Parking Features Attached Garage,Asphalt
Water Source City Water/Connected
Lot Size Area 0.28
Building Area Total 2975
Lot Dimensions 94x130
Waterfront Y/N No
Foundation Area 1456

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/15/2026 Listed $400,000

Property vs Zip Code Average in 54020

Price
AVG $410K
$400K
Taxes
AVG $2,672
$5,934
Year Built
AVG 2000
2001
Visits
AVG 38
1
Data Provided by Inside Real Estate®

Areas That We Cover

409 Smith Avenue Osceola, WI is a Single Family Home for sale at $400000 with 2897 sqft and a lot size of 0.28 Acres Acre(s). 409 Smith Avenue Osceola has 5 bedrooms, 3 baths and was built in 2001. The property's zip code is 54020 which is in Osceola, WI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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