Lori Gustafson

220 4th Street S

Sauk Rapids, MN
$ 395,000 Beds 6 Baths 4 Sq 3,678
Monthly Estimate* How much can I afford?

Exceptional opportunity with endless possibilities! Unique single-family home with a currently licensed rental apartment! This versatile property offers three separate living areas, each with its own kitchen. One unit is currently licensed for rental use, providing excellent income potential, while the remaining living spaces are ideal for multigenerational living, extended family, guests, or a returning adult child. Every space offers its own unique charm and personality. Outside, you'll find both a single-plus detached garage and a three-car detached garage, providing incredible space for vehicles, hobbies and storage. This lovely property is situated on nearly half acre, the outdoor space is just as impressive! Whether you envision lush gardens, a game of croquet or volleyball, entertaining family and friends, or simply relaxing in your own backyard retreat, there's room to make it your own. With numerous updates throughout, this property combines character, versatility, and opportunity. Be sure to review the attached supplement for a complete list of improvements and updates. Properties offering this much flexibility are truly a rare find! Buyers should verify future rental licensing and intended use with the City of Sauk Rapids. Sellers may consider selling upper two living areas furnished with an acceptable offer including personal property.

Single Family

  • Price
  • $ 395,000
  • City
  • Sauk Rapids
  • Bedrooms
  • 6
  • Full Bathrooms
  • 4
  • County
  • BENTON
  • Half Bathrooms
  • 0
  • Area
  • Town Of Sauk Rapids
  • Lot Size
  • 0.482 Acres
  • Zip
  • 56379
  • Sqr Footage
  • 3,678
  • Year Built
  • 1886
  • Taxes
  • $ 4362
  • Style
  • Single Family
  • MLS#
  • 7123569
Listed By: Keller Williams Classic Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 3678
Sewer City Sewer/Connected
Heating Hot Water
Cooling Central Air,Window Unit(s)
Roof Age Over 8 Years
Appliances Dryer,Water Filtration System,Microwave,Range,Refrigerator,Stainless Steel Appliances,Washer,Water Softener Owned
Garage Spaces 4
Pool Features None
Year Built 1886
Levels One and One Half
Property Subtype Single Family
Tax Year 2026
Waterfront Features Creek/Stream
Accessibility Other
County Benton
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Town Of Sauk Rapids
Other Structures Storage Shed
Full Baths 3
Directions So Benton Dr to 4th St So
City Sauk Rapids
High School District Sauk Rapids-Rice
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 4362
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Kitchen Center Island,Kitchen Window,Main Floor Primary Bedroom,Patio,Washer/Dryer Hookup
PostalCity Sauk Rapids

Interior Features

Basement Finished,Full,Walkout
Total Fireplaces 1
Fireplace Features Family Room,Gas
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1703
3/4 Baths 1
Laundry Features Lower Level
Total Bedrooms 6
Below Grade Finished Area 1975
Total Baths 4
Bath Desc Two Basement Baths,3/4 Basement,Full Basement,Main Floor Full Bath,Upper Level Full Bath
Dining Room Description Kitchen/Dining Room
Fuel Natural Gas
Garage Dimensions 26x30
Garage Square Feet 780

Exterior Features

Parking Features Detached Garage,Concrete,Garage Door Opener,Multiple Garages
Lot Features Public Transit (w/in 6 blks),Corner Lot,Tree Coverage - Heavy
Water Source City Water/Connected
Lot Size Area 0.482
Building Area Total 3678
Lot Dimensions 150x140x150x140
Waterfront Y/N Yes
Foundation Area 1975
Road Frontage Type City Street
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/25/2026 Listed $395,000

Property vs Zip Code Average in 56379

Price
AVG $340K
$400K
Taxes
AVG $3,276
$4,362
Year Built
AVG 1984
1886
Visits
AVG 186
81
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

220 4th Street S Sauk Rapids, MN is a Single Family Home for sale at $395000 with 3678 sqft and a lot size of 0.482 Acres Acre(s). 220 4th Street S Sauk Rapids has 6 bedrooms, 4 baths and was built in 1886. The property's zip code is 56379 which is in Sauk Rapids, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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