Lori Gustafson

106 Ridge Road

Albert Lea, MN
$ 1,100,000 Beds 4 Baths 4.5 Sq 3,882
Monthly Estimate* How much can I afford?

This stunning lake home sits on more than an acre, offering panoramic lake views and beautiful oak trees. With generous indoor and outdoor spaces, it is designed for both entertaining and relaxing. Enjoy the million-dollar views from the 1,000+ square-foot stamped concrete patio or the oversized deck off the three-season porch. Host a crowd for dinner, or unwind in one of the cozy family rooms with fireplaces. All bedrooms and the laundry are conveniently located on the main level, and the spacious kitchen is a standout feature. Around every corner, this home delivers memorable details, including a spiral staircase to the lower level. The finished walkout basement features a large bar, fireplace, workout room with sauna, and bathroom. The newer heated and air-conditioned second garage, built in 2021, offers outstanding extra space for vehicles, hobbies, and lake toys. The property also includes a deeded dock space. This is the kind of lake home you dream about—now is the time to make it yours.

Single Family

  • Price
  • $ 1,100,000
  • City
  • Albert Lea
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • FREEBORN
  • Half Bathrooms
  • 1
  • Area
  • Shoreland Heights
  • Lot Size
  • 1.216 Acres
  • Zip
  • 56007
  • Sqr Footage
  • 3,882
  • Year Built
  • 1951
  • Taxes
  • $ 10394
  • Style
  • Single Family
  • MLS#
  • 7123244
Listed By: Robert Hoffman Realty Inc.
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 3882
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age Over 8 Years
Appliances Cooktop,Dishwasher,Double Oven,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliances,Wall Oven,Washer,Water Softener Owned
Garage Spaces 4
Construction Materials Frame
Year Built 1951
Electric Circuit Breakers,Other
View Bay,Lake,North,Panoramic,West
Levels One
Property Subtype Single Family
Tax Year 2026
Waterfront Features Deeded Access,Dock,Lake View
Accessibility Other
County Freeborn
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Shoreland Heights
Other Structures Garage(s),Workshop
Full Baths 1
Directions Lakeview Blvd to The Fairway to Ridge Road.
City Albert Lea
High School District Albert Lea
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 10394
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Deck,Dock,Exercise Room,Hardwood Floors,Kitchen Center Island,Kitchen Window,Main Floor Primary Bedroom,Patio,Panoramic View,Sauna,Security System,Wet Bar
PostalCity Albert Lea

Interior Features

Basement Finished,Walkout
Total Fireplaces 3
Fireplace Features Family Room,Gas,Living Room,Wood Burning
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 2902
Half Baths 1
3/4 Baths 3
Laundry Features Main Level
Total Bedrooms 4
Below Grade Finished Area 980
Total Baths 5
Dining Room Description Breakfast Bar,Eat In Kitchen,Informal Dining Room,Kitchen/Dining Room
Fuel Natural Gas
Garage Dimensions 25x22
Garage Square Feet 1450
Waterfront Feet 150

Exterior Features

Parking Features Attached Garage,Detached Garage,Concrete,Finished Garage,Heated Garage,Multiple Garages
Lot Features Irregular Lot,Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 1.216
Building Area Total 4387
Lot Dimensions 218x151x218x162x159
Waterfront Y/N No
Foundation Area 1485
Road Frontage Type City Street,Sidewalks
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/7/2026 Listed $1,100,000

Property vs Zip Code Average in 56007

Price
AVG $290K
$1.1M
Taxes
AVG $3,268
$10,394
Year Built
AVG 1951
1951
Visits
AVG 100
62
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

106 Ridge Road Albert Lea, MN is a Single Family Home for sale at $1100000 with 3882 sqft and a lot size of 1.216 Acres Acre(s). 106 Ridge Road Albert Lea has 4 bedrooms, 4 baths and was built in 1951. The property's zip code is 56007 which is in Albert Lea, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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