Lori Gustafson

10583 Mississippi Dunes Trail S

Cottage Grove, MN
$ 549,990 Beds 3 Baths 2.5 Sq 2,540
Monthly Estimate* How much can I afford?

Welcome to the Magnolia floorplan by M/I Homes! Home will be ready to close early October. This is a 2-story patio villa home with all living facilities on the main level. A spacious kitchen with huge center island is the heart of the home! Quartz countertops, stainless GE appliances (all included with the home) and a walk-in pantry make this kitchen ideal for both everyday living and entertaining. The kitchen is open to the dining room and family room, complete with an electric fireplace and view of your wooded backyard. The owner's suite is conveniently located on the main level, complete with dual vanities, beautiful tiled shower, enclosed toilet room and a large walk-in closet. Off the 3-car garage, you have your laundry room (washer and dryer included with the home) complete with laundry sink, and a large walk-in closet perfect for storing all of the coats, boots, etc you need for MN living! A half bath perfect for guests completes the main level. Step out your sliding door to your patio with view of your wooded backyard! There is a portion of the patio that is covered by an overhang of the home, perfect for enjoying the outdoors in some shade. On the upper level of the stairs, there are two additional bedrooms, a full bathroom, spacious loft, and finished storage area! All of this with the convenience of association-maintained lawn care and snow removal for a 'lock and leave' lifestyle! Located in the secluded Mississippi Landing neighborhood, just steps from the Mississippi River! The area is full of large, mature trees, winding roads, water, wildlife, and plenty of peace and tranquility. The neighborhood is adjacent to the Mississippi Dunes Park Reserve, which offers a trail alongside the river with breathtaking views! As tucked away as this neighborhood feels, you're just a 10-minute drive to grocery stores, shopping, dining, and entertainment in Cottage Grove and Woodbury! Conventional 5.875%/6.208% APR or FHA 5.25%/5.891% APR if closing by October 29th with sellers preferred lender. Call for further details.

Single Family

  • Price
  • $ 549,990
  • City
  • Cottage Grove
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WASHINGTON
  • Half Bathrooms
  • 1
  • Area
  • Mississippi Landing
  • Lot Size
  • 0.255 Acres
  • Zip
  • 55016
  • Sqr Footage
  • 2,540
  • Year Built
  • 2026
  • Taxes
  • $ 486
  • Style
  • Single Family
  • MLS#
  • 7120812
Listed By: M/I Homes
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2540
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less
Appliances Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Humidifier,Microwave,Range,Refrigerator,Stainless Steel Appliances,Washer
HOA Fee 220
Garage Spaces 3
Association Fee Includes Lawn Care,Professional Mgmt,Sanitation,Snow Removal
Year Built 2026
Electric 200+ Amp Service
Levels Two
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Monthly
County Washington
New Construction Yes
Property Type Residential
HOA Yes
Contingency None
Subdivision Name Mississippi Landing 1st Add
Full Baths 1
Directions From 494 & 694,take exit to south 61 toward Hastings. Proceed to Jamaica Ave. S exit. Go south on Jamaica,to 100th St S. Turn right. 100th becomes 103rd St S. Proceed south 2 miles. 103rd will become
City Cottage Grove
Association Name First Service Residential
High School District South Washington County
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 486
Additional Parcels Y/N No
Availability Date 2026-10-12
Builder Name HANS HAGEN HOMES AND M/I HOMES
Standard Status Active
Lender Owned No
Amenities Unit Kitchen Center Island,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Patio,In-Ground Sprinkler,Washer/Dryer Hookup,Walk-In Closet
Community Name Mississippi Landing
PostalCity Cottage Grove

Interior Features

Basement None
Total Fireplaces 1
Fireplace Features Electric,Family Room,Living Room
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 2540
Half Baths 1
3/4 Baths 1
Laundry Features Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup
Total Bedrooms 3
Total Baths 3
Bath Desc Main Floor 1/2 Bath,Main Floor 3/4 Bath,Upper Level Full Bath
Dining Room Description Kitchen/Dining Room
Fuel Natural Gas
Garage Dimensions 22'8 x 29' 11
Garage Square Feet 651

Exterior Features

Fencing Partial,Privacy,Wood
Parking Features Attached Garage
Lot Features Sod Included in Price,Tree Coverage - Heavy,Underground Utilities
Water Source City Water/Connected
Lot Size Area 0.255
Building Area Total 948
Lot Dimensions 53 x 170 x 73 x 186
Waterfront Y/N No
Foundation Area 1592
Road Frontage Type City Street
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/4/2026 Listed $599,810
8/13/2026 5% - $574,990
9/17/2026 5% - $549,990

Property vs Zip Code Average in 55016

Price
AVG $550K
$550K
Taxes
AVG $3,913
$486
Year Built
AVG 2011
2026
Visits
AVG 91
63
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

10583 Mississippi Dunes Trail S Cottage Grove, MN is a Single Family Home for sale at $549990 with 2540 sqft and a lot size of 0.255 Acres Acre(s). 10583 Mississippi Dunes Trail S Cottage Grove has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 55016 which is in Cottage Grove, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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