Lori Gustafson

401 20th Street Sw

Rochester, MN
$ 360,000 Beds 4 Baths 2.5 Sq 2,856
Monthly Estimate* How much can I afford?

Ideally situated in a tranquil SW Rochester neighborhood just minutes from Downtown, Mayo Clinic campuses, local parks, schools, and shopping, this property offers the perfect balance of space, convenience, and low-maintenance living. Featuring a brand-new roof, new siding, and refreshed interior finishes, this home saves you from costly post-move-in maintenance. Set on nearly half an acre in SW Rochester, you get a private backyard retreat without losing fast access to downtown amenities. Inside, four main-level bedrooms pair with a generous lower-level family room, laundry, and storage; complemented by an oversized 700+ sq ft garage for all your hobbies, tools, and extra gear.

Single Family

  • Price
  • $ 360,000
  • City
  • Rochester
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • OLMSTED
  • Half Bathrooms
  • 1
  • Area
  • Balloys 1st Sub
  • Lot Size
  • 0.478 Acres
  • Zip
  • 55902
  • Sqr Footage
  • 2,856
  • Year Built
  • 1965
  • Taxes
  • $ 3524
  • Style
  • Single Family
  • MLS#
  • 7119555
Listed By: Trust Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2856
Sewer City Sewer/Connected
Heating Hot Water
Cooling Ductless Mini-Split
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Garage Spaces 2
Year Built 1965
Levels One
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Olmsted
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Balloys 1st Sub
Full Baths 1
Directions Go South on Broadway,then to 20th St SW. Property is on the corner
High School Mayo
City Rochester
High School District Rochester
Zoning Description Residential-Single Family
Lot Size Units Acres
Elementary School Ben Franklin
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 3524
Middle/Junior High School Willow Creek
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Exercise Room,Hardwood Floors,Kitchen Window,Main Floor Primary Bedroom,Washer/Dryer Hookup
PostalCity Rochester

Interior Features

Basement Block,Daylight/Lookout Windows,Full,Partially Finished
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1656
Half Baths 1
3/4 Baths 1
Total Bedrooms 4
Below Grade Finished Area 1200
Total Baths 3
Bath Desc 3/4 Basement,Main Floor 1/2 Bath,Main Floor Full Bath
Dining Room Description Eat In Kitchen,Living/Dining Room
Fuel Natural Gas
Garage Square Feet 728

Exterior Features

Parking Features Attached Garage,Concrete
Water Source City Water/Connected
Lot Size Area 0.478
Building Area Total 3312
Lot Dimensions 137x153
Waterfront Y/N No
Foundation Area 1656
Road Frontage Type City Street

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Ben Franklin Elementary School
Middle School Willow Creek Middle School
High School Mayo High School

Price History

8/1/2026 Listed $370,000
9/16/2026 3% - $360,000

Property vs Zip Code Average in 55902

Price
AVG $860K
$360K
Taxes
AVG $6,762
$3,524
Year Built
AVG 1992
1965
Visits
AVG 172
49
Data Provided by Inside Real Estate®

Areas That We Cover

401 20th Street Sw Rochester, MN is a Single Family Home for sale at $360000 with 2856 sqft and a lot size of 0.478 Acres Acre(s). 401 20th Street Sw Rochester has 4 bedrooms, 2 baths and was built in 1965. The property's zip code is 55902 which is in Rochester, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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