Lori Gustafson

90520 Island Loop

Sturgeon Lake, MN
$ 425,000 Beds 3 Baths 1 Sq 1,290
Monthly Estimate* How much can I afford?

Welcome to Sturgeon Island—a unique opportunity to own 172 feet of sandy shoreline on beautiful Sturgeon Lake, approximately 1½ hours from the Twin Cities. Cross the picturesque covered bridge onto the island and follow the road to this year-round 3-bedroom, 1-bath lake home. The property offers a beautiful mix of mature trees and open lawn, giving you that up-north lake setting with plenty of usable outdoor space. The main level features three bedrooms and open-concept living space, while the walk-out lower level offers additional space and potential for future finishing. There are multiple heat sources including a wood burning stove, baseboard heat, forced air furnace, and in-floor heat in the basement. Whether you envision updating the existing home, expanding the finished living area, or simply enjoying it as your lake getaway, there are plenty of possibilities to make this property your own. From the home, a wood staircase with roughly 25 steps leads you to the lake, where approximately 172 feet of sandy Sturgeon Lake shoreline awaits. A dock and boat lift with canopy are included, and a storage building with power near the water provides convenient space for boating and lake gear. Adding to the versatility of the property is an additional lot directly across the road from the home. This spacious, level area includes a detached two-car garage and a large pole building with an insulated workshop, providing exceptional storage for boats, an RV, recreational equipment, projects, hobbies and all the toys that come with lake living. There is also a garden area and a pond behind the out buildings. Enjoy the unique atmosphere of island living without sacrificing convenience. Sturgeon Island is accessible by road across its charming covered bridge, so there's no need for a boat to reach your property. Spend your days boating, fishing, swimming and enjoying the lake, with plenty of room back at the property for everything that goes along with an active lake lifestyle. This Sturgeon Lake property offers an up-north escape within an easy drive for weekends, extended stays or year-round living. With substantial shoreline, two lots, multiple outbuildings and plenty of potential, 90520 Island Loop is ready for its next chapter.

Single Family

  • Price
  • $ 425,000
  • City
  • Sturgeon Lake
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • PINE
  • Half Bathrooms
  • 0
  • Area
  • Sturgeon Island
  • Lot Size
  • 0.402 Acres
  • Zip
  • 55783
  • Sqr Footage
  • 1,290
  • Year Built
  • 1980
  • Taxes
  • $ 3098
  • Style
  • Single Family
  • MLS#
  • 7119221
Listed By: Fathom Realty MN, LLC
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1290
Sewer Holding Tank
Heating Baseboard,Forced Air,In-Floor Heating,Wood Stove
Cooling None
Roof Age Over 8 Years,Asphalt
Appliances Microwave,Range,Refrigerator
Garage Spaces 4
Construction Materials Block,Frame
Year Built 1980
View Lake
Levels One
Property Subtype Single Family
Tax Year 2025
Waterfront Features Dock,Lake Front,Lake View
Accessibility None
County Pine
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Sturgeon Island
Other Structures Pole Building,Storage Shed
Full Baths 1
Directions From I 35 Sturgeon Lake exit,head east on County Road 46/Lakeland Road. Follow about 2 miles,turn left onto Sturgeon Island Road. Veer left onto Sturgeon Island road. Follow across the covered bridge
City Sturgeon Lake
High School District Moose Lake
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 3098
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Deck,Dock,Kitchen Center Island,Kitchen Window,Main Floor Primary Bedroom,Natural Woodwork,Porch,Vaulted Ceiling(s)
PostalCity Sturgeon Lake

Interior Features

Basement Block,Daylight/Lookout Windows,In-Floor Heat,Partially Finished,Storage Space,Sump Basket,Walkout
Total Fireplaces 1
Fireplace Features Wood Burning Stove
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 990
Total Bedrooms 3
Below Grade Finished Area 300
Total Baths 1
Bath Desc Main Floor Full Bath
Dining Room Description Kitchen/Dining Room
Fuel Electric,Propane,Wood
Garage Dimensions 20x22,30x45
Garage Square Feet 1790
Waterfront Feet 172

Exterior Features

Parking Features Detached Garage,Multiple Garages,RV Access/Parking
Lot Features Accessible Shoreline,Irregular Lot,Tree Coverage - Medium
Water Source Well
Lot Size Area 0.402
Building Area Total 1960
Lot Dimensions 103x120x172x141,107x190x61x178
Waterfront Y/N Yes
Foundation Area 990
Road Frontage Type County Road,Paved Streets

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/31/2026 Listed $449,900
8/18/2026 3% - $437,000
9/4/2026 3% - $425,000

Property vs Zip Code Average in 55783

Price
AVG $890K
$430K
Taxes
AVG $4,951
$3,098
Year Built
AVG 2003
1980
Visits
AVG 22
7
Data Provided by Inside Real Estate®

Areas That We Cover

90520 Island Loop Sturgeon Lake, MN is a Single Family Home for sale at $425000 with 1290 sqft and a lot size of 0.402 Acres Acre(s). 90520 Island Loop Sturgeon Lake has 3 bedrooms, 1 baths and was built in 1980. The property's zip code is 55783 which is in Sturgeon Lake, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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