Lori Gustafson

1104 23rd Avenue N

Saint Cloud, MN
$ 314,900 Beds 5 Baths 3.5 Sq 3,331
Monthly Estimate* How much can I afford?

Welcome to 1104 23rd Avenue N—a beautifully maintained home in a desirable north St. Cloud neighborhood. With five spacious bedrooms and three-and-a-half bathrooms, this home offers the perfect combination of comfort, functionality, and room to grow. The thoughtfully designed floor plan features multiple living areas that provide plenty of space for gathering, entertaining, or simply relaxing. Large windows fill the home with natural light, while the spacious bedrooms offer flexibility for a growing family, guests, or a dedicated home office. Step outside to enjoy a generous backyard with plenty of room for entertaining, gardening, or outdoor activities. Located in an established neighborhood close to schools, parks, shopping, restaurants, and major commuter routes, this home offers both convenience and a welcoming community atmosphere.

Single Family

  • Price
  • $ 314,900
  • City
  • Saint Cloud
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • STEARNS
  • Half Bathrooms
  • 1
  • Area
  • Centennial
  • Lot Size
  • 0.26 Acres
  • Zip
  • 56303
  • Sqr Footage
  • 3,331
  • Year Built
  • 1962
  • Taxes
  • $ 3524
  • Style
  • Single Family
  • MLS#
  • 7117471
Listed By: Rice Real Estate Services, LLC
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 3331
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Appliances Cooktop,Dishwasher,Double Oven,Dryer,ENERGY STAR Qualified Appliances,Gas Water Heater,Indoor Grill,Microwave,Refrigerator,Washer
Garage Spaces 2
Construction Materials Block,Frame
Year Built 1962
Electric 150 Amp Service
Levels Two
Property Subtype Single Family
Tax Year 2025
Accessibility None
County Stearns
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Centennial
Other Structures Storage Shed
Full Baths 1
Directions From Division Street (MN-23),head north on 12th Avenue N. Turn left onto 23rd Avenue N. Continue to 1104 23rd Avenue N. The home will be on your right.
City Saint Cloud
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 3524
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Cable,Ceiling Fan(s),French Doors,Hardwood Floors,Main Floor Primary Bedroom,Patio,Porch,Skylight,Washer/Dryer Hookup,Walk-In Closet
PostalCity Saint Cloud

Interior Features

Basement Block,Crawl Space,Partially Finished,Tile Shower
Total Fireplaces 3
Fireplace Features Brick,Full Masonry
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 3043
Half Baths 1
3/4 Baths 2
Laundry Features In Basement
Total Bedrooms 5
Below Grade Finished Area 288
Total Baths 4
Bath Desc 3/4 Basement,3/4 Primary,Main Floor 1/2 Bath,Upper Level Full Bath
Dining Room Description Separate/Formal Dining Room
Foundation Dimensions 26 x 32
Fuel Natural Gas
Garage Dimensions 22 x 24
Garage Square Feet 528

Exterior Features

Fencing Vinyl
Parking Features Attached Garage,Concrete,Garage Door Opener
Water Source City Water/Connected
Lot Size Area 0.26
Building Area Total 3706
Lot Dimensions 82 x 145
Waterfront Y/N No
Foundation Area 832

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/3/2026 Listed $339,000
9/19/2026 8% - $314,900

Property vs Zip Code Average in 56303

Price
AVG $300K
$310K
Taxes
AVG $3,785
$3,524
Year Built
AVG 1969
1962
Visits
AVG 102
61
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

1104 23rd Avenue N Saint Cloud, MN is a Single Family Home for sale at $314900 with 3331 sqft and a lot size of 0.26 Acres Acre(s). 1104 23rd Avenue N Saint Cloud has 5 bedrooms, 3 baths and was built in 1962. The property's zip code is 56303 which is in Saint Cloud, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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