Lori Gustafson

436 9th Street S

Waite Park, MN
$ 319,900 Beds 4 Baths 3.5 Sq 3,004
Monthly Estimate* How much can I afford?

GREAT OPPORTUNITY AND AFFORDABILITY! Welcome to 436 9th Street South in Waite Park. This 4-bedroom, 4-bath home offers more than 3,000 finished square feet on over half an acre. The upper level features a spacious family room with hardwood floors, a separate living room with fireplace, dining room, kitchen with island seating and beautiful cabinetry, plus a half bath. The lower level includes three bedrooms and two bathrooms, including an oversized primary suite with a private bath and walk-in closet. Additional upgrades include a new boiler and state-of-the-art washer and dryer. An 850-square-foot private addition offers one bedroom, one bathroom, a modern kitchen, new furnace, and central air—ideal for rental income, multigenerational living, group housing, or a home office. Located on a quiet, low-traffic street, this quality home is priced well below the St. Cloud metro’s average price per square foot.

Single Family

  • Price
  • $ 319,900
  • City
  • Waite Park
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • STEARNS
  • Half Bathrooms
  • 1
  • Area
  • Cloud Park
  • Lot Size
  • 0.639991 Acres
  • Zip
  • 56387
  • Sqr Footage
  • 3,004
  • Year Built
  • 1965
  • Taxes
  • $ 4738
  • Style
  • Single Family
  • MLS#
  • 7115457
Listed By: Keller Williams Integrity NW
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 3004
Sewer City Sewer/Connected
Heating Boiler,Forced Air,Fireplace(s),Hot Water
Cooling Central Air,Window Unit(s)
Roof Age Over 8 Years,Asphalt,Pitched
Appliances Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Trash Compactor,Washer
Garage Spaces 2
Year Built 1965
Electric 100 Amp Service
Levels Three Level Split
Property Subtype Single Family
Tax Year 2025
Accessibility None
County Stearns
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Cloud Park
Other Structures Storage Shed
Full Baths 3
Directions From 2nd avenue south go west on 9th street south to home
City Waite Park
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Square Feet
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 4738
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Deck,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Washer/Dryer Hookup
PostalCity Waite Park

Interior Features

Basement Daylight/Lookout Windows,Egress Window(s),Finished
Total Fireplaces 1
Fireplace Features Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 2044
Half Baths 1
Laundry Features Lower Level,Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 960
Total Baths 4
Bath Desc Main Floor Full Bath
Dining Room Description Kitchen/Dining Room,Other
Fuel Natural Gas
Garage Dimensions 32x24
Garage Square Feet 768

Exterior Features

Fencing Chain Link,Partial
Parking Features Attached Garage
Lot Features Irregular Lot,Tree Coverage - Light
Water Source City Water/Connected
Lot Size Area 27878
Building Area Total 3964
Lot Dimensions 216x119
Waterfront Y/N No
Foundation Area 2044
Road Frontage Type City Street

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/3/2026 Listed $345,000
8/16/2026 5% - $330,000
9/8/2026 4% - $319,900

Property vs Zip Code Average in 56387

Price
AVG $290K
$320K
Taxes
AVG $3,341
$4,738
Year Built
AVG 1975
1965
Visits
AVG 66
7
Data Provided by Inside Real Estate®

Areas That We Cover

436 9th Street S Waite Park, MN is a Single Family Home for sale at $319900 with 3004 sqft and a lot size of 0.639991 Acres Acre(s). 436 9th Street S Waite Park has 4 bedrooms, 3 baths and was built in 1965. The property's zip code is 56387 which is in Waite Park, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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