Lori Gustafson

522 W Spruce Street

Fergus Falls, MN
$ 224,900 Beds 4 Baths 1 Sq 1,190 Virtual Tour
Monthly Estimate* How much can I afford?

Country privacy. City convenience. Welcome to a one of a kind urban homestead in the heart of Fergus Falls, completely remodeled and thoughtfully reimagined for modern, intentional living. This 4 bedroom home makes exceptional use of its footprint with an open, light-filled layout connecting the kitchen, dining and living spaces. At the center is a rustic industrial kitchen featuring reclaimed wood open shelving with quartz counters and an efficient design created for everything from weeknight meals to preserving the harvest. Step outside to a private setting, featuring a recently added wraparound cedar deck to experience your own retreat without sacrificing the convenience of living in town. The lower level delivers true homestead functionality with laundry, sauna, freezer and food-storage space, root-cellar potential and a germination chamber with grow lights for starting the gardening season early. Updated plumbing, electrical, water heater, filtration and radon mitigation systems, along with low maintenance metal siding cover the big ticket items. This is more than a remodeled home - it's a lifestyle built around growing, gathering and living. Act fast.

Single Family

  • Price
  • $ 224,900
  • City
  • Fergus Falls
  • Bedrooms
  • 4
  • Full Bathrooms
  • 1
  • County
  • OTTER TAIL
  • Half Bathrooms
  • 0
  • Area
  • Mclanes 2nd Add
  • Lot Size
  • 0.56 Acres
  • Zip
  • 56537
  • Sqr Footage
  • 1,190
  • Year Built
  • 1935
  • Taxes
  • $ 1828
  • Style
  • Single Family
  • MLS#
  • 7113960
Listed By: Keller Williams Realty Professionals
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1190
Sewer City Sewer/Connected
Heating Forced Air,Other
Cooling Central Air
Roof Architectural Shingle
Appliances Cooktop,Electric Water Heater,Freezer,Water Filtration System,Other,Refrigerator,Stainless Steel Appliances,Washer
Construction Materials Frame
Year Built 1935
Electric Circuit Breakers
Levels One
Property Subtype Single Family
Tax Year 2026
Accessibility None
Additional Parcels Description 71003991000001
County Otter Tail
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Mclanes 2nd Add
Other Structures Sauna,Storage Shed
Directions From Lincoln Ave head N on Union Ave and turn W onto Spruce St to the property.
City Fergus Falls
High School District Fergus Falls
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 1828
Additional Parcels Y/N Yes
Virtual Tour https://www.asteroommls.com/pviewer?hideleadgen=1&token=i_feCK11w06FsFbpGu6l5Q
Standard Status Active
Lender Owned No
Amenities Unit Deck,Other
PostalCity Fergus Falls

Interior Features

Basement Partial,Unfinished
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1190
3/4 Baths 1
Total Bedrooms 4
Total Baths 1
Bath Desc Main Floor 3/4 Bath
Dining Room Description Eat In Kitchen,Kitchen/Dining Room
Fuel Electric,Natural Gas

Exterior Features

Fencing Partial
Parking Features None
Water Source City Water/Connected
Lot Size Area 0.56
Building Area Total 1490
Lot Dimensions 100x245
Waterfront Y/N No
Foundation Area 1105
Road Frontage Type City Street
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/22/2026 Listed $224,900

Property vs Zip Code Average in 56537

Price
AVG $300K
$220K
Taxes
AVG $4,480
$1,828
Year Built
AVG 1958
1935
Visits
AVG 55
27
Data Provided by Inside Real Estate®

Areas That We Cover

522 W Spruce Street Fergus Falls, MN is a Single Family Home for sale at $224900 with 1190 sqft and a lot size of 0.56 Acres Acre(s). 522 W Spruce Street Fergus Falls has 4 bedrooms, 1 baths and was built in 1935. The property's zip code is 56537 which is in Fergus Falls, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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