Lori Gustafson

523 Jackson Street # 302

Saint Paul, MN
$ 139,900 Beds 0 Baths 1 Sq 856
Monthly Estimate* How much can I afford?

Fully furnished studio loft for sale in downtown Saint Paul, Minnesota — 856 square feet in the historic 1915 Produce Exchange building at 523 Jackson Street #302, Saint Paul, MN 55101, now priced at $139,900. A top-floor corner unit with soaring ceilings, exposed brick, original hardwood floors, and oversized windows framing Minnesota State Capitol views you'd expect to pay a premium far beyond this price point. The open layout flexes naturally between living, dining, and working from home. Brand-new stainless steel appliances, a large full bath, and parking available. One of the largest furnished studio condos listed under $150,000 in downtown Saint Paul, and one of the strongest values in the market. Offered fully furnished — truly move-in ready for a student, healthcare professional, government worker, or investor seeking an immediate housing solution as the new academic year approaches. Downtown Saint Paul is in the middle of a genuine, funded revival. Over $1 billion in public and private capital is committed to the downtown Saint Paul core — including a $120 million Ramsey County commitment to the RiversEdge riverfront development, ALDI opening at 10th and Robert Street this summer, and a $130 million mixed-use development at Central Station. Pedro Park opened in downtown Saint Paul in September 2025. The $600 million Grand Casino Arena renovation locks in the Minnesota Wild and the downtown Saint Paul entertainment district through 2061. Few addresses in the Twin Cities put you this close to this much committed investment. Sellers are motivated and ready to work with serious buyers. Location is the story: Regions Hospital Saint Paul is 0.3 miles away on the same street. United Hospital, Children's Minnesota Saint Paul, Gillette Children's Specialty Hospital, and M Health Fairview Bethesda Hospital are all within 1.1 miles of 523 Jackson Street. The Minnesota State Capitol, Saint Paul City Hall, the Ramsey County Courthouse, the Minnesota Judicial Center, and Ecolab global headquarters are all within walking distance — Minnesota's entire Capitol Ecosystem, steps from your front door. The Produce Exchange building at 523 Jackson Street is a well-maintained historic Saint Paul condominium with major improvements already completed. Easy access to Interstate 94 and Interstate 35E. Urban living in downtown Saint Paul, genuine value, and a neighborhood whose best days are being built right now.

Single Family

  • Price
  • $ 139,900
  • City
  • Saint Paul
  • Bedrooms
  • 0
  • Full Bathrooms
  • 1
  • County
  • RAMSEY
  • Half Bathrooms
  • 0
  • Area
  • Cic 495 Produce Ext Lofts
  • Lot Size
  • 0.522 Acres
  • Zip
  • 55101
  • Sqr Footage
  • 856
  • Year Built
  • 1915
  • Taxes
  • $ 2044
  • Style
  • (CC) Low Rise (3- Levels)
  • MLS#
  • 7113494
Listed By: Lakes Sotheby's International Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 856
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Appliances Dishwasher,Range,Refrigerator,Stainless Steel Appliances
HOA Fee 611.98
Association Fee Includes Building Exterior,Lawn Care,Maintenance Grounds,Professional Mgmt,Sanitation,Sewer,Shared Amenities
Year Built 1915
Electric Circuit Breakers
Levels One
Unit Number 302
Property Subtype (CC) Low Rise (3- Levels)
Tax Year 2025
Accessibility None
Assoc Fee Paid Per Monthly
County Ramsey
New Construction No
Property Type Residential
HOA Yes
Contingency None
Subdivision Name Cic 495 Produce Ext Lofts
Full Baths 1
Directions From 94 east,exit on 10th Street,follow to Jackson. From 94 west,exit on 12 St./Capitol exit,L on Jackson.
City Saint Paul
Association Name First Residential
High School District St. Paul
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N Yes
Land Lease Y/N No
Tax Annual Amount 2044
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
PostalCity Saint Paul

Interior Features

Basement None
Basement (Y/N) No
Fireplace Y/N No
Above Grade Finished Area 856
Laundry Features Common Area,In Hall
Total Baths 1
Bath Desc Main Floor Full Bath
Dining Room Description Eat In Kitchen,Informal Dining Room
Fuel Natural Gas

Exterior Features

Parking Features Contract Pkg Required,Parking Lot
Water Source City Water/Connected
Lot Size Area 0.522
Building Area Total 856
Waterfront Y/N No
Foundation Area 856

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/21/2026 Listed $139,900

Property vs Zip Code Average in 55101

Price
AVG $220K
$140K
Taxes
AVG $3,906
$2,044
Year Built
AVG 1957
1915
Visits
AVG 191
41
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

523 Jackson Street # 302 Saint Paul, MN is a Single Family Home for sale at $139900 with 856 sqft and a lot size of 0.522 Acres Acre(s). 523 Jackson Street # 302 Saint Paul has 0 bedrooms, 1 baths and was built in 1915. The property's zip code is 55101 which is in Saint Paul, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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