Lori Gustafson

820 Emerald Street # 117

Saint Paul, MN
$ 315,000 Beds 2 Baths 2.5 Sq 1,324
Monthly Estimate* How much can I afford?

Incredible end-unit 2 bedroom 3 bath townhome in Saint Paul. HOA fee includes internet and cable. You’ll love the open, bright and warm feel of this townhome, with its floor-to-ceiling windows and corner view. The main floor has a spacious living room, which includes a dining area, and connects to a well-appointed kitchen. The main level floors were redone in 2020, and are engineered carbonized bamboo. The kitchen includes a full-size range, refrigerator and dishwasher, and has plenty of storage and counter space. It could also have an eat-in area if you want to use it that way. 1/2 bath on the main floor. Great patio that has steps to street level, for fresh air and outdoor living space. Upstairs there are two bedrooms, including a large master with private full bath and walk-in closet. The 2nd bedroom could make a great office, home gym, guest room, etc, and has a 3/4 bath across the hall. The unit comes with one parking space, and has secure, heated underground parking + storage area. The HOA fee includes water, trash/recycling and cable+internet. Pet lovers: ground level units can have two dogs, which is a very unique feature! The whole complex is pet friendly for dogs and cats, but this is a great unit for dog owners, as you can have up to two dogs, and easily walk them from the porch. Updates include: new main level flooring 2020, new water heater 2020, new furnace and a/c 2021, storm door 2021, painted main floor ceiling 2026, three new toilets 2026. Great Saint Paul location close to the light rail, transit, downtown, highway access, the University of Minnesota and more.

Single Family

  • Price
  • $ 315,000
  • City
  • Saint Paul
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • RAMSEY
  • Half Bathrooms
  • 1
  • Area
  • Cic 486 Emerald Gardens
  • Lot Size
  • Zip
  • 55114
  • Sqr Footage
  • 1,324
  • Year Built
  • 2003
  • Taxes
  • $ 4629
  • Style
  • (CC) Low Rise (3- Levels)
  • MLS#
  • 7113200
Listed By: Keller Williams Premier Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1324
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Appliances Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliances,Washer
HOA Fee 708
Garage Spaces 1
Association Fee Includes Building Exterior,Cable TV,Hazard Insurance,Internet,Lawn Care,Maintenance Grounds,Parking,Professional Mgmt,Sanitation,Security System,Sewer,Snow Removal,Water
Year Built 2003
Electric Circuit Breakers
Levels Two
Unit Number 117
Property Subtype (CC) Low Rise (3- Levels)
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Monthly
County Ramsey
New Construction No
Property Type Residential
Association Amenities Elevator(s),Fire Sprinkler System,Security Building
HOA Yes
Contingency None
Subdivision Name Cic 486 Emerald Gardens
Full Baths 1
Directions Franklin or University to Emerald,to home.
City Saint Paul
Association Name First Service
High School District St. Paul
Zoning Description Residential-Multi-Family
Lot Size Units Acres
Property Attached Y/N Yes
Land Lease Y/N No
Tax Annual Amount 4629.4
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Kitchen Window,Primary Bedroom Walk-In Closet,Natural Woodwork,Patio,Washer/Dryer Hookup
PostalCity Saint Paul

Interior Features

Basement None
Basement (Y/N) No
Fireplace Y/N No
Above Grade Finished Area 1324
Half Baths 1
3/4 Baths 1
Total Bedrooms 2
Total Baths 3
Bath Desc Full Primary,Private Primary,Main Floor 1/2 Bath,Upper Level 3/4 Bath,Upper Level Full Bath
Dining Room Description Informal Dining Room,Living/Dining Room
Fuel Natural Gas

Exterior Features

Parking Features Assigned,Garage Door Opener,Heated Garage,Underground
Water Source City Water/Connected
Building Area Total 1324
Lot Dimensions Zero lot line
Waterfront Y/N No
Foundation Area 662

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/24/2026 Listed $322,000
8/17/2026 3% - $315,000

Property vs Zip Code Average in 55114

Price
AVG $280K
$320K
Taxes
AVG $4,184
$4,629
Year Built
AVG 1995
2003
Visits
AVG 146
54
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

820 Emerald Street # 117 Saint Paul, MN is a Single Family Home for sale at $315000 with 1324 sqft and a lot size of Acre(s). 820 Emerald Street # 117 Saint Paul has 2 bedrooms, 2 baths and was built in 2003. The property's zip code is 55114 which is in Saint Paul, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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