9205 220th Street

Saint Cloud, MN
$ 449,000 Beds 4 Baths 3 Sq 2,856
Monthly Estimate* How much can I afford?

Exceptional one-level home situated on 2 beautiful acres with an open floor plan! The main level features a spacious living area, convenient main-floor laundry, a bright kitchen enhanced by three solar tube skylights installed in 2023, and a primary suite with a walk-in closet. Offering 4 bedrooms and 3 bathrooms, this home provides plenty of space for comfortable living. The finished walkout lower level includes two additional bedrooms, a full bath, a kitchenette, and cozy in-floor heat. The oversized heated triple attached garage features a shop area and additional upper-level storage, providing abundant space for vehicles, hobbies, and equipment. This home has been thoughtfully updated with a remodeled primary bedroom and bathroom (2023), luxury vinyl plank flooring (2023), three solar tube skylights (2023), a new overhead garage door and floor drain (2024), and a new roof (2025). Additional highlights include vinyl siding, a new well, propane heat with off-peak heating, wiring for a generator, and a relaxing four-season porch overlooking the peaceful property. Clean, well-maintained, and truly move-in ready, this property offers the perfect blend of modern updates, functionality, and country living.

Single Family

  • Price
  • $ 449,000
  • City
  • Saint Cloud
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • STEARNS
  • Half Bathrooms
  • 0
  • Area
  • Resch Estates
  • Lot Size
  • 2 Acres
  • Zip
  • 56301
  • Sqr Footage
  • 2,856
  • Year Built
  • 2002
  • Taxes
  • $ 4598
  • Style
  • Single Family
  • MLS#
  • 7111205
Listed By: Edina Realty, Inc
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2856
Sewer Mound Septic,Private Sewer,Tank with Drainage Field
Heating Dual Fuel/Off Peak,Forced Air,Fireplace(s),In-Floor Heating
Cooling Central Air
Roof Age 8 Years or Less,Asphalt
Appliances Dishwasher,Dryer,Fuel Tank - Owned,Microwave,Range,Refrigerator,Washer
Garage Spaces 3
Year Built 2002
Levels One
Property Subtype Single Family
Tax Year 2025
Accessibility No Stairs External
County Stearns
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Resch Estates
Full Baths 1
Directions County Road 47 to S on 88th Ave to 220th. Home is on the Left.
City Saint Cloud
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 4598
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Kitchen Window,Washer/Dryer Hookup,Walk-In Closet
PostalCity Saint Cloud

Interior Features

Basement Egress Window(s),Finished,Full,In-Floor Heat,Kitchenette,Walkout
Total Fireplaces 1
Fireplace Features Gas,Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1558
3/4 Baths 2
Laundry Features Laundry Room,Main Level
Total Bedrooms 4
Below Grade Finished Area 1298
Total Baths 3
Bath Desc 3/4 Primary,Full Basement,Main Floor 3/4 Bath
Dining Room Description Eat In Kitchen
Fuel Propane
Garage Square Feet 928

Exterior Features

Fencing None
Parking Features Attached Garage,Gravel,Finished Garage,Heated Garage
Lot Features Corner Lot,Tree Coverage - Medium
Water Source Drilled,Private
Lot Size Area 2
Building Area Total 2920
Lot Dimensions 598x149x247x323x92x104
Waterfront Y/N No
Foundation Area 1362
Road Frontage Type Paved Streets
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/20/2026 Listed $500,000
8/17/2026 6% - $474,900
9/21/2026 6% - $449,000

Property vs Zip Code Average in 56301

Price
AVG $400K
$450K
Taxes
AVG $5,337
$4,598
Year Built
AVG 1983
2002
Visits
AVG 157
35
Data Provided by Inside Real Estate®

Areas That We Cover

9205 220th Street Saint Cloud, MN is a Single Family Home for sale at $449000 with 2856 sqft and a lot size of 2 Acres Acre(s). 9205 220th Street Saint Cloud has 4 bedrooms, 3 baths and was built in 2002. The property's zip code is 56301 which is in Saint Cloud, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.